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Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
0

Target Redcard Approval

Well I was in Target earlier, and decided I needed to reapply for a Target card since the Target close to my house has produce now, and is actually cheaper than Walmart and HEB now.

 

So I told the lady I wanted to apply, and it practically made her day lol.

 

She took my info, and it printed out a slip, and she asked if I wanted to put my purchase on the new card, and I said sure.

 

When she handed me the slip, I almost fell over!

 

My old Target card I closed about a year ago, because the crappy limit was only $200.

 

Well my new Target card has a $3,000 limit!!!  Yay for Target for finally giving out decent limits now.

 

I am sure they pulled EQ, where my score is somewhere around 720.

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My favorite card right now: Barclays Priceline Visa Signature
Frequent Contributor
LTomBerry
Posts: 398
Registered: ‎08-02-2011
0

Re: Target Redcard Approval

That's awesome, my wife got approved last week for $2500 with a 728.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Regular Contributor
awal
Posts: 222
Registered: ‎10-25-2010
0

Re: Target Redcard Approval

Congrats. I got a letter in the mail from Target about 2 weeks ago with a CLI, that I didnt ask for. Old limit was 2200, new limit is 3300. It might have something to do with me moving within 2 miles of a Target. I'm in that place at least 4 times per week...:smileyhappy:


Starting Scores: 667 EQ 09/2013 | 682 TU08 01/2014 | 685 EX 03/2013(via AMEX App)
Current Scores: 667 EQ 09/2013 | 680 TU08 12/2014 | 689 EX 06/2014(via AMEX CLI)

AMEX BCE $12.3K | AMEX Zync NPSL | Cap1 Quicksilver MC $3.5K | NFCU Visa Signature cashRewards $20K
NFCU NavChek $15K | Target Visa $5K | Comenity VS $2.6K | Walmart $4.5K
Contributor
MagicShot
Posts: 276
Registered: ‎01-15-2009
0

Re: Target Redcard Approval


awal wrote:

Congrats. I got a letter in the mail from Target about 2 weeks ago with a CLI, that I didnt ask for. Old limit was 2200, new limit is 3300. It might have something to do with me moving within 2 miles of a Target. I'm in that place at least 4 times per week...:smileyhappy:



I just got a letter saying they upped mine to 1500 from 1000 where it was for at least 2-3 years

Frequent Contributor
laryn41
Posts: 484
Registered: ‎07-31-2007
0

Re: Target Redcard Approval

Okay I am now officially PO'ed!  I have had my hard for almost 6 years and it is still at a 200 limit. What on earth do I do. I finally cut it up and have not been using it at all. I currently have a 758 score. This is ridiculous.

Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Target Redcard Approval


laryn41 wrote:

Okay I am now officially PO'ed!  I have had my hard for almost 6 years and it is still at a 200 limit. What on earth do I do. I finally cut it up and have not been using it at all. I currently have a 758 score. This is ridiculous.


Have you ever requested a CLI?  I would call and ask.  Remember, it's also not all score, although with a six year history on this card (assuming never late) and a 758, no matter what your income is, I would think you should have a higher limit than $200.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Epic Contributor
Creditaddict
Posts: 22,114
Registered: ‎10-23-2007
0

Re: Target Redcard Approval

You can not request increase with Target.

Nice to read about some letters showing up recently with CLI... Hope one of my 4 gets an increase!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Target Redcard Approval


Creditaddict wrote:

You can not request increase with Target.

Nice to read about some letters showing up recently with CLI... Hope one of my 4 gets an increase!


Thanks for that info.  Didn't know that.  My wife handles the Redcard in the family.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Frequent Contributor
suzook1
Posts: 290
Registered: ‎08-29-2011
0

Re: Target Redcard Approval

same here. $500 CL and no increases in four years with no late payment etc. Told the same thing that you could not request CLI but also told that if you use your card regularly (even if you PIF) that the chances of CLI go up. Might be BS but who knows.

Frequent Contributor
laryn41
Posts: 484
Registered: ‎07-31-2007
0

Re: Target Redcard Approval

I have been a great customer!! Never late. Used my card all the time. Call regularly to see when I maybe eligable (even though I know you can't request a CLI). It's ridiculous. This being one of my older cards I can't see myself closing it and waiting a year to re-apply. That's how long they told me you would have to wait to re-apply after you close their card. I don't know what's up with them. I am totally not using the card though.


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