10-23-2012 06:43 AM
10-23-2012 07:06 AM
CONGRATS!!!! Another Manic Monday? Not!!!! Nice way to start the week!
10-23-2012 07:23 AM
I did the same last week after 7th statement cut. Original CL 8300, asked for 3000, got offered 2000. I took it with no Hard Pull.
My balance at the time was about 5400. Overall util with all CC acounts was 11% though.
Now just waiting for another 7 statements to do it again.
The CLI link is still there too.
Any informaiton about what happens if you ask again before the six month window ?
10-23-2012 07:39 AM
10-23-2012 07:41 AM
Is this always a soft pull after the 6 month mark?
10-23-2012 10:51 AM
Did they give you the heads up on SP or HP before you asked for CLI?
10-23-2012 11:33 AM
You authorize them to HP/SP when you initiate it however typically it will counter offer you with a SP, if you request higher then it is HP. For example you want $5k but the system offers $2k, that's a SP however if you pursue the $5k it will be HP.
10-23-2012 12:02 PM
I also did one online with a SP went from $17,500 to $30,000. It gave me the 30 min message but basically instantly approved since the new CL reflected quickly.
Damn that's huge! (insert "that's what she said" here)
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.