Reply
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: Thank You DCU!


ObeyJohnny12 wrote:

Congrats! By any chance what are the requirements to join DCU? I saw their website but i'm not sure if i can join.

What do they ask for? I read so many postive things about CU especially NFCU (can't join unfortunately) and DCU. 


NFCU requires a military connection eg a family member,roommate or you serving in the military.DCU have cetain requirements as well but not the military requirement.You can just make a charitable donation of $10.00 for children education and that will get you in. A donation at this time due to current events is a nice gesture. DCU is probablt a close second to NFCU.Both are a smart choice.They offered me a refinance for my auto loan. I have DCU LOVE!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Thank You DCU!

Ohh okay then thanks. I would love to join NFCU but i have no family, friends in the military. So DCU is the closest I can get. Also one more question. When applying for a CC is it a guaranteed approval or not?

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: Thank You DCU!


ObeyJohnny12 wrote:

Ohh okay then thanks. I would love to join NFCU but i have no family, friends in the military. So DCU is the closest I can get. Also one more question. When applying for a CC is it a guaranteed approval or not?


Only death and taxes are guarenteed! Your scores are decent you'll be fine apping with a CU card.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Thank You DCU!


ObeyJohnny12 wrote:

Ohh okay then thanks. I would love to join NFCU but i have no family, friends in the military. So DCU is the closest I can get. Also one more question. When applying for a CC is it a guaranteed approval or not?


I was approved for the unsecured Visa Platinum based on my income because I had a thin file.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Thank You DCU!

Nice. I just made a savings account and made a 10 dollar donation. i guess i'm just waiting to be approved. (is a checkings account neccesary to be made) Sorry OP i don't mean to steal your thread. 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: Thank You DCU!


ObeyJohnny12 wrote:

Nice. I just made a savings account and made a 10 dollar donation. i guess i'm just waiting to be approved. (is a checkings account neccesary to be made) Sorry OP i don't mean to steal your thread. 


You need only a savings account for approval, but their checking is a good product because you earn .05 % interest

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.