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Valued Member
Posts: 30
Registered: ‎04-09-2011
0

Thank you Old Navy!

Today I logged on to schedual my credit card payments for the coming month and when logging on to pay my Old Navy store card the intro sceen said I was preapproved to upgrade to a new Old Navy Visa Card. So I took a chance, clicked to boxes that said yes, and was upgraded with a limit of $2000! Very excited, esp after just getting a new Target card with only a $200 limit. The new Visa card is my highest limit yet. There is one downside, my current Old Navy account will be closed, so it wont help out my account age (something really hurting me right now), but hey, I'll take it.

Auto Loan (2/11, $4,400), Statefarm VISA (3/11 $500CL), Amazon (3/11, $700CL), ChevronTexaco (3/11, $1600CL), Macy's (4/11), Credit Union VISA (5/11, $500CL), Walmart (5/11, $1300CL), CapitalOne (6/11, $500CL) Old Navy (6/11, $600CL) Paypal Smart Connect (6/11, $1300CL) Shell/Citi (7/11 $200CL) Orchard Platnium MC (7/11 $300CL) Gap (7/11 $350CL) Lowes (8/11 $900CL) JCPenny (9/11 $1500CL) BB Mastercard (3/12 $300) Target (4/12 $200)


Valued Contributor
Posts: 1,953
Registered: ‎03-30-2012
0

Re: Thank you Old Navy!

Congrats! What CL did they start you off with at Old Navy?

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Valued Member
Posts: 30
Registered: ‎04-09-2011
0

Re: Thank you Old Navy!

Thanks. Originally started with a $200. Bumped up to $600 back in September. GE has been pretty good to me with CLI until a few months ago. Now when I try to apply for one on any account, they tell me I have to call in, and it makes me feel like I did something wrong, so I haven't lol.

Auto Loan (2/11, $4,400), Statefarm VISA (3/11 $500CL), Amazon (3/11, $700CL), ChevronTexaco (3/11, $1600CL), Macy's (4/11), Credit Union VISA (5/11, $500CL), Walmart (5/11, $1300CL), CapitalOne (6/11, $500CL) Old Navy (6/11, $600CL) Paypal Smart Connect (6/11, $1300CL) Shell/Citi (7/11 $200CL) Orchard Platnium MC (7/11 $300CL) Gap (7/11 $350CL) Lowes (8/11 $900CL) JCPenny (9/11 $1500CL) BB Mastercard (3/12 $300) Target (4/12 $200)


Valued Member
Posts: 48
Registered: ‎08-30-2010
0

Re: Thank you Old Navy!

Congrats on the upgrade! It's all GE managed accounts that you have to call for a CLI now. You did nothing wrong lol.


Starting Score: 520
Current Score: 665
Goal Score: 700


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Established Contributor
Posts: 872
Registered: ‎10-16-2010
0

Re: Thank you Old Navy!

Congrats on the Old Navy Visa! You're going to love it. I got mine back in December and have been using it quite a bit. The Old Navy reward dollars for spending anywhere is a pretty nice perk. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Frequent Contributor
Posts: 436
Registered: ‎03-19-2010
0

Re: Thank you Old Navy!

congrats don't feel bad about target. they give alot of people that limit.

 


sharktooth532 wrote:

Today I logged on to schedual my credit card payments for the coming month and when logging on to pay my Old Navy store card the intro sceen said I was preapproved to upgrade to a new Old Navy Visa Card. So I took a chance, clicked to boxes that said yes, and was upgraded with a limit of $2000! Very excited, esp after just getting a new Target card with only a $200 limit. The new Visa card is my highest limit yet. There is one downside, my current Old Navy account will be closed, so it wont help out my account age (something really hurting me right now), but hey, I'll take it.




Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Thank you Old Navy!


sharktooth532 wrote:

Today I logged on to schedual my credit card payments for the coming month and when logging on to pay my Old Navy store card the intro sceen said I was preapproved to upgrade to a new Old Navy Visa Card. So I took a chance, clicked to boxes that said yes, and was upgraded with a limit of $2000! Very excited, esp after just getting a new Target card with only a $200 limit. The new Visa card is my highest limit yet. There is one downside, my current Old Navy account will be closed, so it wont help out my account age (something really hurting me right now), but hey, I'll take it.


Congrats!  That's a nice limit!  Way to go!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
0

Re: Thank you Old Navy!

Nice job. Congrats !!!!

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Thank you Old Navy!

CONGRATS on the upgrade!!!

 

I cant wait for an offer for me!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
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Re: Thank you Old Navy!


sharktooth532 wrote:

Thanks. Originally started with a $200. Bumped up to $600 back in September. GE has been pretty good to me with CLI until a few months ago. Now when I try to apply for one on any account, they tell me I have to call in, and it makes me feel like I did something wrong, so I haven't lol.



Not only is it all GE cards now like the previous poster mentioned, but it is an automated system. They ask you what CL you need to make the purchase you want, and then they either approve it or counter offer you. You need to accept the increse at that point before it becomes permanent.  


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
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