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Thank you fico family/walmart card

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coachmiff
Regular Contributor

Thank you fico family/walmart card

Just applied for the walmart card and got the 7-10 day wait notice.  Called the backdoor number and got approved for $600--didn't really understand what the csr was saying--she said I had applied for the discover version and asked if I wanted to proceed with that or apply for the store card--I thought when you applied you were considered for the discover first then store card.  Asked if I could get limit raised and she advised me to wait 2 or 3 billing periods but was OK with asking sooner?  Just wanted to say thanks for all the great information you provided on this card--wanted this card for trans score each month!

 

usaa 1500/navy fcu 7,000/military star 2,500/WALMART GE 600 whoooohoooooo!!!!!!!!!!!!! Scores transunion 680/equifax 657/ex who cares!

Navy Siggy Cash Rewards 25K , Navy plat visa 25k,navy go 25k, Navy Check 15K, , USAA Am Exp 18K, USAA MC Rate Advantage 18K, Discover IT 18.5K, PayPal Extras MC 7.5K, Chase Military Star MC 2.5K, Military Star 8.05k, Wallmart discover 7.5k, Amex bce 25k,Boa cash rewards25k, southwest chase 4k, nasa cr 30k,nasa rew 5k,barc rewards 25k=279k+ scores 750 across the board
Message 1 of 16
15 REPLIES 15
Tran92
Regular Contributor

Re: Thank you fico family/walmart card

Congrats. So were you approved for the discover or store version?
TU 746 (10/13)
GOAL: 750+






Message 2 of 16
jsucool76
Super Contributor

Re: Thank you fico family/walmart card

Congrats!

You are correct about the app. Some CSRs aren't familiar with the policies.
Message 3 of 16
coachmiff
Regular Contributor

Re: Thank you fico family/walmart card

store

Navy Siggy Cash Rewards 25K , Navy plat visa 25k,navy go 25k, Navy Check 15K, , USAA Am Exp 18K, USAA MC Rate Advantage 18K, Discover IT 18.5K, PayPal Extras MC 7.5K, Chase Military Star MC 2.5K, Military Star 8.05k, Wallmart discover 7.5k, Amex bce 25k,Boa cash rewards25k, southwest chase 4k, nasa cr 30k,nasa rew 5k,barc rewards 25k=279k+ scores 750 across the board
Message 4 of 16
MsLadyRover
Valued Contributor

Re: Thank you fico family/walmart card

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 5 of 16
09Lexie
Moderator Emerita

Re: Thank you fico family/walmart card

Message 6 of 16
trishdadish
Regular Contributor

Re: Thank you fico family/walmart card

 

Congrats on your new card! You did far better than me...my initial approved amt. for the store card was for a measly $150.00.

 

(Yes, you read that right.)

 

This was last September. Thankfully, someone replied on my announcement thread, and advised that I call the Walmart credit analyst # and request a higher limit, right, away, without waiting 3 months. I did, and it was immediately raised to $1,500.00. On Jan. 1, I called and asked for the limit to be raised to what it is now, $6,500.00.

 

I just wanted to put this out there, that if you're at all dissatisfied with what you get from Walmart initially, that you can call them up and try to cadge more out of them WITHOUT having to take  another hard pull.

 

Congrats again, and good luck!!!

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Message 7 of 16
LesWH
Established Contributor

Re: Thank you fico family/walmart card


@trishdadish wrote:

 

Congrats on your new card! You did far better than me...my initial approved amt. for the store card was for a measly $150.00.

 

(Yes, you read that right.)

 

This was last September. Thankfully, someone replied on my announcement thread, and advised that I call the Walmart credit analyst # and request a higher limit, right, away, without waiting 3 months. I did, and it was immediately raised to $1,500.00. On Jan. 1, I called and asked for the limit to be raised to what it is now, $6,500.00.

 

I just wanted to put this out there, that if you're at all dissatisfied with what you get from Walmart initially, that you can call them up and try to cadge more out of them WITHOUT having to take  another hard pull.

 

Congrats again, and good luck!!!


You got that right!  I started out at $700.00 in September of 2012 and I am sitting at $12,500 now!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 8 of 16
wallyworld123
Frequent Contributor

Re: Thank you fico family/walmart card

Congrats to you

Message 9 of 16
luckelle
Regular Contributor

Re: Thank you fico family/walmart card

Congrats! Like a mini Christmas in the mail box when you get new cards.lol

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 10 of 16
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