04-19-2014 08:42 PM
04-19-2014 08:48 PM
04-19-2014 08:58 PM
Congratz OP be glad when i can finally PC to it I've been trying for a while now.... sigh... Got my Platinum to a $5K limit so now i hope within the next 6 months i perhaps get an offer to PC it to the Cash+ its one of my list cards.... along with the SM .....
04-20-2014 02:27 PM
So I went on a major app spree back in March. Took 7 INQ and added 6 new TL. I swore myself into the garden until the Summer of 2015 (when my last baddie falls off, and I plan to apply for a mortgage). I was super happy about all of my cards and have gotten use out of all of them, save one....US Bank Platinum. It doesn't give any rewards, and has a low CL ($1K). I "graduated" to it from the US Bank secured, and figured I'd hang on to it. After my mortgage goes through next year, the plan was to try to PC it to the Cash +. I love the Cash + rewards, and is really the only card I want to complete my portfolio. But I had no plans to try until next year....
Fast forward to today...I had to deposit a check at the bank, so hit the US Bank drive-thru. The teller takes my check and informs me I have a US Platinum card and it does not give me any rewards (duh I know...I hate it...lol!). She said it looks like I qualify for one of their cash back rewards cards, and if I wanted to upgrade, she could run it through. I said sure why not ,thinking I'd get rejected (due to all the recent INQ and TL). She comes back a minute later and said:
"Congratulations! You've been approved for our US Bank Cash + card.".
She wrote the new limit down on the envelope. $5000.00...my head is still spinning! I asked her twice if she's sure it's the Cash +, and not the Cash Rewards, and she said she's absolutely sure. It's the 5%, 2% card. In my excitement, I forgot to ask her two things:
1). If this will be an HP...which I'm sure it is
2). If it will be a brand new TL, or a PC.
I don't really care...I'm super excited either way.
Great way to start a weekend!
OK, back to the garden...this time it's for real
Congrats on your approval awesome card
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