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Picked up another $1200 in cli's on my combined WFNNB cards.
App'd for Barclaycard Rewards mastercard - approved for $1800. TU FICO here I come!
App'd for local credit union card- approved but only if I add a cosignor, I declined
App'd for Amex Green - declined (no reason yet, app is showing up as cancelled)
App'd for DCU - approved for measly $200 limit, but, I'm in the door. Honestly, here for the FICO. (LOL, rep called, $200 was a typo, approved for $2000)
App'd for Swagbucks which is backed by First Bankcard which is part of FNBO = Free Fico! - approved for $1000
App'd for Old Navy (extra coupons for work clothes) - approved $300
I know that none of these are particularly great, but I'm thrilled to have the free FICO's. I've had trouble staying motivated on this rebuilding journey, I was doing great when I had score tracker, but, can't justify the expense. This will let me actually see a regular breakdown of progress and I really need that. I need to see that couple extra points from paying off a card.
I was actually pleasantly surprised by my success rate. I didn't expect to get Amex and I don't think they even pulled my credit. I was surprised to get DCU and Barclay. I was surprised NOT to get the one from my credit union.. lol
Lot's of surprise in other words.. Interestingly, Barclay sends me score alerts.. It's sent me two already and I don't even have the card yet.
Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000
Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009
Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)
Gardening since 9/22/2014
NIce! And congrats on finding an FNBO to get the FICO score for!
Achievement Unlocked!
@lonelyisland wrote:NIce! And congrats on finding an FNBO to get the FICO score for!
Achievement Unlocked!
LOL, exactly my feelings. Only took hours of google searching, but totally worth it. I figured the most gimmicky one would have the easiest terms and I would guess that I assumed correctly.. Eventually I'll have my scores so well groomed that when that bankruptcy drops off it'll go straight to 800... lol (Okay, probably not, AAOA is tanked because of that stupid bankruptcy) But maybe it'll hit 740 ish..
Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000
Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009
Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)
Gardening since 9/22/2014
congrats
Congrats! Thanks for sharing.
@Tony275 wrote:
Congrats on your success!! You've got access to your FICOs!
Treat DCU well and they'll do the same for you, seriously love this bank!
Funny followup, I got a call from DCU today from the rep who was prepping my credit card account. I had sent a note along with my financial information thanking them for the opportunity and letting them know I was fine with the $200 limit because I just really wanted my foot in the door.
Anyhow, I was approved for $2000, the $200 was a typo on the online forms and she was just calling to make sure that was okay.. lol
So, that feels better already..
Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000
Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009
Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)
Gardening since 9/22/2014