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@Anonymous wrote:Wow congratulations! What does your credit file look like? Mine is getting thicker, but is very front loaded. Not sure if I want to push my luck and app for the freedom card or not..
I'm now free of all baddies.
The thing that is holding me back the most, is 3 yrs and small change for AAoA. My oldest reporting open account being my Amex(s).
Outside of that I avg between 1-3% UTIL and have 3% DTI
If you are completely baddie free, and score in the 7's, I wouldn't be to shy about app'ing Chase. But I really think you have to be completely baddies free.
Make sure to check out www.whogavemecredit.com and as always YMMV.
@scorewatcher7 wrote:I really have nothing to add except to say 'well done' on your credit score increase from 2012 to 2014. No small feat.
It was literally ALL to do with this site. My only regret is that I didn't find this site years sooner. It wouldn't have spead up the removing of my repo, but I could have got to work on GW letters and at least have a higher AAoA...if all things were equal, except an early beginning to my rebuild.
Either way, this board was really the support and I'm going to go back and try and find my first few post where I was typing that these days would never arrive.
@App_Addict wrote:Great job with your successful App spree! You make an addict proud!
Only 2 pulls on EX....so I'm not done!
6 ea. on TU/EQ
Congratulations!
Great rebuild! Congrats on your approvals!!