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Took a chance with AmEX...

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Anonymous
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Took a chance with AmEX...

So, I was bored while at work yesterday. I and decided to check my accounts> This is when I noticed, big cli on 5 of my accounts. This made me jump in my seat. That's when I started thinking about, applying with American Express. The temptation was getting to me. But I was hesitant due to their sort of pickiness. But after a few hrs, I went for it. jumped on their site applied. I had to do some further verification of bank accounts, and work. Seconds later. BOOM!!! Approved!!! for the BCE. Can't really express how happy that made me feel, They pulled my Experian report which is currently at 663. I was shocked didn't think I would qualify. SL is 1,000. Which isn't bad, From what i've read on this forum. They're pretty much generous. 

 

I would like some opinion if I should wait the "61 days" or for a limit increase when it arrives.  Or wait it out longer. 

Message 1 of 6
5 REPLIES 5
Anonymous
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Re: Took a chance with AmEX...

Some get CLI before activation, I think better chances if you wait though. They are SPs when you try at least
Message 2 of 6
Anonymous
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Re: Took a chance with AmEX...

Congrats. Debating applying soon. 

 

what are your other CC limits?

Message 3 of 6
Anonymous
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Re: Took a chance with AmEX...

Thanks! I was hesitant about applying for a long time. I figured I wouldn't qualify. But curiosity made me take a chance. 

 

Current limits are  Cap 1 quicksilver 3,650 2nd cap 1 quicksilver card 4,250 Target Credit card 1,000 Citi Best Buy MC 1,000 Walmart 1,000.

 

 

Message 4 of 6
JustBPatient
Established Contributor

Re: Took a chance with AmEX...

Good job!!  And IMO I would wait the 61 days before asking for a CLI.  1k is often borderline with them.  The good news is you are in AND with responsible use that card will grow and grow!!  Good  luck!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 5 of 6
Anonymous
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Re: Took a chance with AmEX...


@JustBPatient wrote:

Good job!!  And IMO I would wait the 61 days before asking for a CLI.  1k is often borderline with them.  The good news is you are in AND with responsible use that card will grow and grow!!  Good  luck!


+1

Message 6 of 6
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