Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 199
Registered: ‎11-24-2012
0

Total GE Girl! From no credit, to crazy GE Luv!

I started opening accts in July 2012 because my only credit card was with CareCredit for a few years now. I only have one baddie on my report from a Tribute rebuilder card from a very long time ago, so I thought I would start with Cap1. Once I got approved I decided to go on a massive app spree to some of the stores I frequent. Long story short, I got every single GE card I applied for and even some WFNNB! And my CareCredit got bumped from $1000 to $3000 with a phone call to the credit increase dept. I have concluded that GE loves the hell out of me and therefore I am forever in their service and will never burn them. So far....100% on time payments with all accts and even though I did some HEAVY spending for Christmas, ALL and I mean ALL of my cards are paid off as of today. I've been lurking on this forum for a while now reading about GE and their credit increases and can't wait to see my babies grow and my utilization range increase! So happy!! I'm in the garden until in hit the 720 score that I so long for!

 

BTW.... I remember apping for the Kohls card and getting a decline a few months back. Now that I've been growing with Cap1 and they're part of that family, I decided to re app and I was approved finally! Small CL but it will grow!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Regular Contributor
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

BTW, I'm going for the primers once I hit my 720 mark! No apps until then!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Request CLI every 4 months. 

 

Great work.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Congrats! Welcome to the forum.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Valued Contributor
Posts: 2,297
Registered: ‎07-23-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

[ Edited ]

Congrats on your success. But kohl's does not grow. ive only seen maybe 1 or 2 people saying they have gotten cli before June of last year. 

 

I have personally tried since June and everytime they say they are reviewing their policies. (ive had this card for a year today) 

this is my lowest card at 400 and I have 7 cards above 2k+ 2 of those being 5k. and the amex charge.

I haven't tried since mid November but yeah.  

Seriously considering closing this card. 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Congrats on your progress, see you in the Garden! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!


Repo-ed wrote:

Request CLI every 4 months. 

 

Great work.


I thought there was a review done and an auto increase afterwards?? Hmmmm.... Do I have to request myself for all of those GE cards??

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Regular Contributor
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!


creditnocash wrote:

Congrats on your success. But kohl's does not grow. ive only seen maybe 1 or 2 people saying they have gotten cli before June of last year. 

 

I have personally tried since June and everytime they say they are reviewing their policies. (ive had this card for a year today) 

this is my lowest card at 400 and I have 7 cards above 2k+ 2 of those being 5k. and the amex charge.

I haven't tried since mid November but yeah.  

Seriously considering closing this card. 

 


Well that sucks about the Kohls card! Oh well..... one card shouldn't make or break my portfolio much according to your incredible success! Thank you for the feedback! Love this forum, it's so positive!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Regular Contributor
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!


rtw wrote:

Congrats! Welcome to the forum.


Thank you rtw! Your signature is inspiring!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Super Contributor
Posts: 6,143
Registered: ‎12-11-2011
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Congrats.

Kohls wont grow thanks to it being a cap1 card, but if you shop there often they usually offer discounts or coupons or something, so its decent.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.