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Totally Crazzzy App Spree

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Mellon
Established Contributor

Re: Totally Crazzzy App Spree

wow.. way to go.. now relax...LOL

Message 21 of 28
FunVaGuy
Member

Re: Totally Crazzzy App Spree

update:  B of A approved $4,000

 

I am amazed and happy!!


Duck Card: $10,000 Discover It: $6,000 Cap 1 Quicksilver: $5,000 B of A: $4.000 Chase Freedom: $3,000 Citi Diamond: $2,000 Barclaycard: $1,500 VACU: $2,000 TJ Maxx MC: $2,000 Walmart Disc: $2,500 Sam's Club: $4,800 Citi BB: $2,400 Lowes: $2,800 JCP $2.600 Amazon: $3,500 Citi Sears: $3,500 AMEX: NPSL Paypal MC: $2,500 Shop HQ: $2,300 Nordstrom: $2,000 J. Crew: $2,000 AE: $2,000 Target: $1,000 Macys: $1,500 Kohls; $1,500 Citi Zales: $1,500 Citi HD: $500 Chase BP Oil: $950 Chev/Tex: $900 Valero: $300 FNB: $1,100 Sportsmans Club Visa: $300
Scores: EXP: 738 TU: 745 EQ; 716 FICO 744
Goal: as close to 800 as possible by end of 2014
Message 22 of 28
tld409
Regular Contributor

Re: Totally Crazzzy App Spree


@FunVaGuy wrote:

Hello everyone.  I have been hanging around the forum for a while reading this and that and learning allot from reading the info shared here.  First of all, Thank You to everyone who shares their knowledge and advice here, it is very helpful.  Now on to my crazy foolish app spree:

 

applied for Duck Card, approved for $10,000

applied for Discover It:  approved for $6,000

applied for Chase Freedom:  approved for $3,000

applied for Citi Diamond:  approved for $2,100

applied for my credit union:  approved for $2,000

applied for TJ Maxx MC:  approved for $2,000

did a cart trick J Crew:  approved for $2,000

applied for Barclaycard Rewards:  approved for $1,500

applied for Home Depot:  approved for $500 not sure why so low on this one, maybe b/c of the Citi Diamond and the HD card is by Citi too, plus I have 3 other Citi cards?

applied for Bank of America:  got the hurry up and wait 30 day message

applied for US Bank:  got the hurry up and wait 30 day message

applied for AE Blue Cash:  denied

 

after that I figured I went way too far and decided to stop!!  I can't imagine I will get the B of A or the US Bank after they look and see what I have been up to.

 

How crazy the past week was on my behalf.  I imagine my credit scores will take a killer hit and I will be living in the garden for a long while.

 

Scores prior to the craziness above:  EXP 738  EQ 716  TU 745  FICO 744

 


Congrats!  What was your reason for applying for all of those cards now vs spreading apps over a span of timeJust curious.

Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)
Sallie Mae World MC 9k; Chase Freedom 6.5k; CareCredit 13.2k; Amex BCP 21.8k;Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 2K; Citi Simp Visa 6.9k; CFCU Visa 17k; Discover IT 7K; JCP MC 8K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub MC 20k; Walmart 10k
Message 23 of 28
ForMyBiz
Frequent Contributor

Re: Totally Crazzzy App Spree

This was a crazzzzy spree.  Congrats!

Message 24 of 28
sdwalt
Regular Contributor

Re: Totally Crazzzy App Spree

Wow, let us know how your scores look in a few months. Nice cards.

Message 25 of 28
FinStar
Moderator Emeritus

Re: Totally Crazzzy App Spree


@FunVaGuy wrote:

to be honest with you, I have no clue which US Bank card I applied for.  I guess I don't really need it anyway.  I do not know how I am going to use all of the ones that I do have to keep them.  Some of them will probably get closed becuasue I don't use them.


Granted, I'm sure from your current arsenal there's a CC for every purpose.  So, I guess the question begs, why apply for tradelines that you know you won't even will use or need? 

Message 26 of 28
aqualife
Valued Member

Re: Totally Crazzzy App Spree

I mean this in the nicest way possible but please explain the logic used when applying for so many new credit cards in such a short amount of time? Granted I am new to the credit score/credit card game but wouldn't it have been best to perhaps apply for only a few cards at any given time to fully utilize the nice perks they come with, ie 0% interest rates for 15 months and sign up bonuses? I look forward to hearing your response. Smiley Happy
Message 27 of 28
yudeology101
Senior Contributor

Re: Totally Crazzzy App Spree

Definitely a craaazy app spree, congrats!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 28 of 28
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