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Two approvals, Chase and Citi

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Anonymous
Not applicable

Two approvals, Chase and Citi

First Citi card - AA Advantage -$16,500

Chase British Airways - $17,000

 

Citi was instantly approved.  Chase however was not and I had to call after getting the 10 day message.  They never have instantly approved me due to some card that they bought out in 1993 that went bad during a divorce.  After answering 435 questions and promising to send hair, saliva, urine and blood samples they finally caved.  Of course my charm did help 😎

Message 1 of 38
37 REPLIES 37
Anonymous
Not applicable

Re: Two approvals, Chase and Citi


@Anonymous wrote:

First Citi card - AA Advantage -$16,000

Chase British Airways - $17,000

 

Citi was instantly approved.  Chase however was not and I had to call after getting the 10 day message.  They never have instantly approved me due to some card that they bought out in 1993 that went bad during a divorce.  After answering 435 questions and promising to send hair, saliva, urine and blood samples they finally caved.  Of course my charm did help 😎


@Anonymous,

 

Congrats... Those are extremely good limits..

Message 2 of 38
App_Addict
Valued Contributor

Re: Two approvals, Chase and Citi

Congratulations on your success!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 3 of 38
gdale6
Moderator Emeritus

Re: Two approvals, Chase and Citi


@Anonymous wrote:

First Citi card - AA Advantage -$16,000

Chase British Airways - $17,000

 

Citi was instantly approved.  Chase however was not and I had to call after getting the 10 day message.  They never have instantly approved me due to some card that they bought out in 1993 that went bad during a divorce.  After answering 435 questions and promising to send hair, saliva, urine and blood samples they finally caved.  Of course my charm did help 😎


1993 eh, they are holding 30K COs on me from 2002-03 (banks they bought), I dont even bother with them, no reason to... Grats on your 2 new cards, nice limits too Smiley Happy

Message 4 of 38
Anonymous
Not applicable

Re: Two approvals, Chase and Citi

Congrats!!!  Charm -- and 800 FICOs will do the trick every time Smiley Happy

Message 5 of 38
Anonymous
Not applicable

Re: Two approvals, Chase and Citi


@Anonymous wrote:

First Citi card - AA Advantage -$16,500

Chase British Airways - $17,000

 

Citi was instantly approved.  Chase however was not and I had to call after getting the 10 day message.  They never have instantly approved me due to some card that they bought out in 1993 that went bad during a divorce.  After answering 435 questions and promising to send hair, saliva, urine and blood samples they finally caved.  Of course my charm did help 😎


Congrats! Are you going to request a CLI on your Citi upon activation?

Message 6 of 38
Anonymous
Not applicable

Re: Two approvals, Chase and Citi


@Anonymous wrote:

@Anonymous wrote:

First Citi card - AA Advantage -$16,500

Chase British Airways - $17,000

 

Citi was instantly approved.  Chase however was not and I had to call after getting the 10 day message.  They never have instantly approved me due to some card that they bought out in 1993 that went bad during a divorce.  After answering 435 questions and promising to send hair, saliva, urine and blood samples they finally caved.  Of course my charm did help 😎


Congrats! Are you going to request a CLI on your Citi upon activation?


Not sure yet. Was talking about that in the cc forum

Message 7 of 38
chalupaman
Super Contributor

Re: Two approvals, Chase and Citi

Nice job, irish! I'm impressed.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 38
CreditCuriosity
Moderator Emeritus

Re: Two approvals, Chase and Citi

Awesome job Irish!!! congrats!

 

Dang I might have to do another App today to keep up to you since I broke out of the garden today lol.

Message 9 of 38
Anonymous
Not applicable

Re: Two approvals, Chase and Citi

AWESOME!

Message 10 of 38
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