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Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

UPDATE! Compass Approved!! YES I DID Clear points CC

[ Edited ]

I applied online for the Compass Clear points in Sunday,because my TU is super clean. and the online message said they will have to review my app.

Many people here says that is the usual message when they are closed on weekends. So today I saw they barely pulled my CR from TU and I gave them a call.

 

The lady took forever to find my app, and then she said, ohh it looks like you got approved! and then she said, ohh, wait... put me back on hold. Then she came back and said the app was transfer to a loan person, she was in lunch now, but she will get back to me in 24 hours....

 

I will keep you all updated!

 

cross your fingers!!

 

I Called back today and the lady said without any enthusiasm. It looks like you got approved, for $5000!!

 

My biggest CL ever! 

 

This was my last app on Sunday, yeah they took a whole week for a desicion. Now I will happily stay in the Garden for a loooonnng time Smiley Happy

 

 

 

 

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

Good luck! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
Posts: 726
Registered: ‎05-12-2012
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

Good Luck! Finger and Toes crossed for you! Smiley Happy


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Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

Fingers crossed but this is like the third app you've done while 'being in the garden'. How many new TLs have you opened in the last 6 mos?
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

09Lexie o was for like a month. I left to app for dcu and Disccover IT. GE was giving me great CLI using TU and I went ahead and apped for picky barclays and the compass clear that pulls TU. I have just one more card in my view to leave for the garden for a while! Now Smiley Happy
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Super Contributor
Posts: 7,102
Registered: ‎12-11-2011
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

You recently apped for barclays? Did you get approved? If so, I hope you don't get any AA for the new app.
Established Contributor
Posts: 894
Registered: ‎03-04-2013
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC


zerobacan wrote:

I applied online for the Compass Clear points in Sunday,because my TU is super clean. and the online message said they will have to review my app.

Many people here says that is the usual message when they are closed on weekends. So today I saw they barely pulled my CR from TU and I gave them a call.

 

The lady took forever to find my app, and then she said, ohh it looks like you got approved! and then she said, ohh, wait... 

 

 

 

 

 


Did you tell her that was just plain mean?  Smiley Wink

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $9k, USBank Cash+ $5k, Citi Diamond $5.3k, Citi Double Cash $1k, Care Credit $13.5k.

My Credit Repair Journey
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

I was like ohhh cmon!!! But ive learned to understand tier 1 csrs... But yeah she got my heart bumping for a little bit. Does anybody have experience w this bank?
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Community Leader
Senior Contributor
Posts: 28,763
Registered: ‎02-07-2013
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

Lol thats just wrong whats up with that phone call

Good luck

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Compass Approved!! oh... wait on hold please.... AHHH Clear points CC

You forgot about your anniversary and the new Kay's card. 😏

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