UPDATE- Finally off AMEX blacklist on New Years!

[Anonymous]

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@cp94550 wrote:
I called in about my ED app and was approved at $5k! Congrats on your success.

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Congrats! I tried 3x CLI and it was approved. You might want to try it also.

[cp94550]

Have to wait 6 months because I requested a CLI on my BCE 😩

[Anonymous]

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@cem13 wrote:

Some people get in with AMEX after 5 years.  I filed in JAN2011 and discharged JUN2011.  So this month makes 5 years since the filing.  I will apply to Delta Gold on 01FEB16 to test the 5 year blackllist theory.  I did not IIB AMEX.

I did IIB Discover for about $20K but I really do not have a want or need for their card.

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LOL. No need to....after having used it for $20K

[cem13]

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@Anonymous wrote:

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@cem13 wrote:

Some people get in with AMEX after 5 years.  I filed in JAN2011 and discharged JUN2011.  So this month makes 5 years since the filing.  I will apply to Delta Gold on 01FEB16 to test the 5 year blackllist theory.  I did not IIB AMEX.

I did IIB Discover for about $20K but I really do not have a want or need for their card.

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LOL. No need to....after having used it for $20K

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You have good point.  Discover's credit is no better than NFCU or PenFed credit.   So to heck with Discover.

[Anonymous]

Congrats on your approvals and welcome back to the family!

[Anonymous]

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@beautifulblaquepearl wrote:
Congrats on your approvals and welcome back to the family!

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Thanks!

[AutoBot]

It sounds like you MAY be able to get off the AMEX blacklist anywhere between 5 and 10 years after burning them? The easiest way to see is apply and if your are on the blacklist they won't even bother to pull your report? If you apply and see a HP, I guess your no longer on the blacklist. I wonder if this holds true for settlements as it does for BKs. Interesting either way.

[Anonymous]

How many years did it take you to get off the Blacklist ?   For me its been 10 years, but I havent applied. yet

[gdale6]

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@Anonymous wrote:

How many years did it take you to get off the Blacklist ?   For me its been 10 years, but I havent applied. yet

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The OP states that his BK was discharged in 2007 so it would be around 9 years. As this thread is now nearly a year old it will be closed to further comments.