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US Bank Cash + Approval 5 years post BK! WOW!!!! 10K CL!!!

Frequent Contributor

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

Checked status again today with underwriting. Still pending... supervisor approval now. I was told yesterday that I was already "credit approved", but rep today said there is no guarantee. US Bank sure does take their sweet time. Not feeling as confident now. Will update soon...I hope! 

|EQ 677|TU 667|EX 665| BK discharged 11/2012

[Cap 1 QS Visa $50,000] [Barclaycard CashForward World MC $25,000] [Patelco CU MC $15,000] [US Bank Cash + Visa Sig $10,000] [BofA Cash Rewards Visa Sig $10,000] [JCP $6,500] [Amazon Prime $4,000] [Target $2,000]
Message 11 of 14
Frequent Contributor

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

Sorry for all the confusion, but I got final approval confirmation today! 10K CL @ 19% APR after 0% intro offer. Happy camper here!
|EQ 677|TU 667|EX 665| BK discharged 11/2012

[Cap 1 QS Visa $50,000] [Barclaycard CashForward World MC $25,000] [Patelco CU MC $15,000] [US Bank Cash + Visa Sig $10,000] [BofA Cash Rewards Visa Sig $10,000] [JCP $6,500] [Amazon Prime $4,000] [Target $2,000]
Message 12 of 14
Frequent Contributor

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

@skorpyo

 

congrats on the definitive approval!

My app is still in progress which I would hope means that they are seriously considering approving me.

I know that they pulled TU because I immediately got the Credit Wise alert on Monday when I appd.

Oddly, today I received the MyFico alert that they pulled TU, but also what is really odd is that TU just alerted that a "new" employment was added to my TU report! I have been at my job 3 years 7 months. I'm wondering if this is due to the US Bank verification.

 

Anyone know?

Message 13 of 14
Frequent Contributor

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!


mandm5698 wrote:

@skorpyo

 

congrats on the definitive approval!

My app is still in progress which I would hope means that they are seriously considering approving me.

I know that they pulled TU because I immediately got the Credit Wise alert on Monday when I appd.

Oddly, today I received the MyFico alert that they pulled TU, but also what is really odd is that TU just alerted that a "new" employment was added to my TU report! I have been at my job 3 years 7 months. I'm wondering if this is due to the US Bank verification.

 

Anyone know?


I had the same thing happen regarding the employment. I wouldn't worry too much. Smiley Happy

|EQ 677|TU 667|EX 665| BK discharged 11/2012

[Cap 1 QS Visa $50,000] [Barclaycard CashForward World MC $25,000] [Patelco CU MC $15,000] [US Bank Cash + Visa Sig $10,000] [BofA Cash Rewards Visa Sig $10,000] [JCP $6,500] [Amazon Prime $4,000] [Target $2,000]
Message 14 of 14