myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

US Bank Cash + Approval 5 years post BK! WOW!!!! 10K CL!!!

tag
Get Access Now
skorpyo3
Frequent Contributor
‎11-14-2017 09:29 AM
‎11-14-2017 09:29 AM

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

Checked status again today with underwriting. Still pending... supervisor approval now. I was told yesterday that I was already "credit approved", but rep today said there is no guarantee. US Bank sure does take their sweet time. Not feeling as confident now. Will update soon...I hope! 

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 11 of 14
0 Kudos
skorpyo3
Frequent Contributor
‎11-15-2017 08:02 AM
‎11-15-2017 08:02 AM

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

Sorry for all the confusion, but I got final approval confirmation today! 10K CL @ 19% APR after 0% intro offer. Happy camper here!
|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 12 of 14
Anonymous
Not applicable
‎11-15-2017 12:01 PM
‎11-15-2017 12:01 PM

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

@skorpyo

 

congrats on the definitive approval!

My app is still in progress which I would hope means that they are seriously considering approving me.

I know that they pulled TU because I immediately got the Credit Wise alert on Monday when I appd.

Oddly, today I received the MyFico alert that they pulled TU, but also what is really odd is that TU just alerted that a "new" employment was added to my TU report! I have been at my job 3 years 7 months. I'm wondering if this is due to the US Bank verification.

 

Anyone know?

Message 13 of 14
skorpyo3
Frequent Contributor
‎11-15-2017 11:35 PM
‎11-15-2017 11:35 PM

Re: US Bank Cash + Approval 5 years post BK! WOW!!!!! 10K CL!!!

@Anonymous wrote:

@skorpyo

 

congrats on the definitive approval!

My app is still in progress which I would hope means that they are seriously considering approving me.

I know that they pulled TU because I immediately got the Credit Wise alert on Monday when I appd.

Oddly, today I received the MyFico alert that they pulled TU, but also what is really odd is that TU just alerted that a "new" employment was added to my TU report! I have been at my job 3 years 7 months. I'm wondering if this is due to the US Bank verification.

 

Anyone know?

I had the same thing happen regarding the employment. I wouldn't worry too much. Smiley Happy

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 14 of 14
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.