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Love this card, probably my favorite outside of Sallie Mae. Congrats.
@Involver wrote:Love this card, probably my favorite outside of Sallie Mae. Congrats.
Ah! I have it bookmarked, but not on my targeted list. Thanks for the reminder. I will include the Sallie Mae.
Thanks!
Congrats!!
This is the next card on my list.
UPDATE:
I got a Capital One Credit Tracker alert and it looks like they pulled TU instead of EQ. Strange, but good for me since I have 7 inq in the past year on EQ (5 in the last 6 months, 1 is auto) and 3 in the past year on my TU (1 in the last 6 months, 2 are auto). That might have been one reason I was approved. EQ may have scared them away.
Pulled Mint Credit Report 3 Bureaus, no double pull from US Bank or additional HP for the initial CL recon. Just 1 HP on TU.
Congrats! Thanks for sharing.
WTG congrats
Congrats!!!!!
Excellent addition! Congrats!
@vpae wrote:I really didn't think I was going to App for ANOTHER card so soon but my friends were taking care of some stuff inside a US Bank branch yesterday and I was with them.
I started talking to a very friendly teller, asked her some questions, and stumped her on... if I have 2 US Bank CCs, can I move the Available Credit Line/Limit from one card to another? She wasn't sure, so she took down my info and told me she would call me back today. I get a call from her today and she said yes, that is something they can do. I said great, so there may be a chance that if I get declined for a new CC app that they may be able to move some of my existing CL from my US Bank CC to maybe open it? She wasn't sure but I felt pretty good about it. So I went back into the branch today to see her.
I already have a $15K US Bank Platinum Visa that I've used once, opened in March 2014. It was a targeted pre-approved offer I got in the mail when I apped at the time, I meant to use it for 0% purchases but never did. I have been wanting the Cash+ so that's what I apped for. She found me in the system, asked me the usual questions and I started telling her about ALL of the other cards I have, and she was just shocked. She basically said.. you're just collecting them and you're not really going to use this one either huh? haha. I said well, I've been applying so much, I figure eventually I'll get a denial and I'll stop. I told her maybe she's my lucky denial. She said, nope, please don't let it be me. And she said, you've been approved. lol
The limit is $7K, the exact same limit my first US Bank Platinum card was issued to me for. I called the backdoor number last time and requested a $8K CLI, and was approved, bringing it to $15K. The teller said she can call and ask on my behalf, she did, and it's pending. Will take 1-2 days. I also opened a checking account for fun, I think it helps her.
I don't really need a larger CL, so either way, I'm happy to have the US Bank Cash+! Time to update the siggy.
TLDR;
- Was just approved for 3 cards on 8/3 - http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Mini-App-Spree-3-3/td-p/3308016
- Approved for another on 8/11 - http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Total-Rewards-Visa-Signature-Approved/td-p...
- Apped for US Bank Cash+ in branch today, instant approval for $7K CL. Trying to Recon initial CL, requesting a $8K CLI to $15K. Pending.
- Pretty sure they pulled EQ. This is who they pulled last time I apped in March and a few other websites say. My friend just applied for a Loan and they used EQ (while I understand this could be different).
UPDATE: I got a Capital One Credit Tracker alert and it looks like they pulled TU instead of EQ.
Pulled Mint Credit Report 3 Bureaus, no double pull from US Bank or additional HP for the initial CL recon. Just 1 HP on TU.
Edit: Fixed Typos.
PC your other US Bank cards to the Cash + and then you'll have 3! LOL Congratulations on your approval! Thanks for sharing.
KennyRS wrote:
PC your other US Bank cards to the Cash + and then you'll have 3! LOL Congratulations on your approval! Thanks for sharing.
That's a good call, I wonder how long I must have the card for before I can PC?
It would just be 2 Cash+, but then I could take advantage of more 5% categories!