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Did any of you experienced this below? some sections grayed out? Can't type anything in there lol
It also does this for the home address...very glitchy sistem!
hmmm I received the same 2 offers with 16.99 apr. Im scared to pull the trigger as my profile is no where near as thick as you guys. First time i ever received results.
Oldest Account: 13 months/ 760 TU
Inqs Past 6 Months: 1
Accounts Past 6 Months: 2
AAoA: 8 Months
Your only issue with US Bank is whether they will be satisfied given your short credit history. You may want to pull the trigger as a single inquiry won’t kill you, but if you are that nervous, just wait another six months or so.
I have decided to wait until mid november before i apply for anything. By then I should get another amex 3x CLI and other CLIs reported as well as 4 accounts turning 1 year old. At that time my TU should look like this
Oldest Account: 15 months/ 760+ TU
Inqs Past 6 Months: 0
Accounts Past 6 Months: 0
AAoA: 10 Months
Congrats OP! I tried the pre-qual for USB the other day and for the VERY FIRST TIME received the Cash+ and the AMEX as offers at 19.99% APR. (in the past it always said no offers or gave me that Contour card) I'm probably not going to jump on it becasue I've very seldom if ever seen any of their cards with $20K or greater limits.
Congrats on your approval! I got the same terms on my approval as well.
My guess is they are probably relationship heavy. They purchased my mortgage last month and I recently applied for the platinum and cash + and both were approved for $15k each. So I got $30k exposure right out of the gate. But again I think it's because they own my mortgage. I am going to see how much I can grow these cards, maybe get more tha $50k exposure?? 🤷🏻♀️
Congrats
@irunfromcredit wrote:Congrats on your approval! I got the same terms on my approval as well.
My guess is they are probably relationship heavy. They purchased my mortgage last month and I recently applied for the platinum and cash + and both were approved for $15k each. So I got $30k exposure right out of the gate. But again I think it's because they own my mortgage. I am going to see how much I can grow these cards, maybe get more tha $50k exposure?? 🤷🏻♀️
Nice snag, and right out the gate too! I dont know if the mortgage helps your case, but it certainly didn't hurt lol