Credit Card Center Advertiser Disclosure

Reply
Valued Contributor
Posts: 1,882
Registered: ‎06-05-2015
0 Kudos

Re: US Bank Cash+ VS $10,000 Approval!!!

Did any of you experienced this below? some sections grayed out? Can't type anything in there lol

 

It also does this for the home address...very glitchy sistem!usb.png


Established Contributor
Posts: 500
Registered: ‎11-25-2015
0 Kudos

Re: US Bank Cash+ VS $10,000 Approval!!!

I didn't with USB but I did run into that recently. In the end, the software on my computer was newer than the software version used by the bank, when they devolved the app for the web.

MacBook = no go
iPhone = no go
Apple tablet = no go
Dell work laptop = Success!

You might need to use another (older) device. I'm not an IT guy by any stretch, but that's I did and how I finally got it submitted. Hope that helps
AmEx l BoA l Chase l Citi l Discover l Fifth Third l FNBO l NFCU l PenFed l Synchrony l USAA l US Bank l 10/01/17 FICO EQ 759, EX 755, TU 783
Regular Contributor
Posts: 171
Registered: ‎01-23-2017

Re: US Bank Cash+ VS $10,000 Approval!!!

hmmm I received the same 2 offers with 16.99 apr. Im scared to pull the trigger as my profile is no where near as thick as you guys. First time i ever received results.

Oldest Account: 13 months/ 760 TU

Inqs Past 6 Months: 1

Accounts Past 6 Months: 2

AAoA: 8 Months
 

Valued Member
Posts: 35
Registered: ‎04-12-2014

Re: US Bank Cash+ VS $10,000 Approval!!!

[ Edited ]

Your only issue with US Bank is whether they will be satisfied given your short credit history. You may want to pull the trigger as a single inquiry won’t kill you, but if you are that nervous, just wait another six months or so.

Regular Contributor
Posts: 171
Registered: ‎01-23-2017

Re: US Bank Cash+ VS $10,000 Approval!!!

I have decided to wait until mid november before i apply for anything. By then I should get another amex 3x CLI and other CLIs reported as well as 4 accounts turning 1 year old. At that time my TU should look like this

 

Oldest Account: 15 months/ 760+ TU

Inqs Past 6 Months: 0

Accounts Past 6 Months: 0

AAoA: 10 Months

 

 

Valued Contributor
Posts: 1,261
Registered: ‎08-30-2013

Re: US Bank Cash+ VS $10,000 Approval!!!

Congrats OP! I tried the pre-qual for USB the other day and for the VERY FIRST TIME received the Cash+ and the AMEX as offers at 19.99% APR. (in the past it always said no offers or gave me that Contour card) I'm probably not going to jump on it becasue I've very seldom if ever seen any of their cards with $20K or greater limits.

Established Contributor
Posts: 500
Registered: ‎11-25-2015
0 Kudos

Re: US Bank Cash+ VS $10,000 Approval!!!

Thanks Credit! And you bring up a good point, I don't usually see much on this card and when I do it isn't littered with high limit stories (using $20k as the lower benchmark of "high limit").

Does anyone know any info about US banks credit exposure "parameters" or could one say they behave like BofA does, relationship heavy.. I wonder how high I can grow this card. I think a $50k exposure limit on cards would be in line with many others, but not all. Thanks for bringing that up Credit!
AmEx l BoA l Chase l Citi l Discover l Fifth Third l FNBO l NFCU l PenFed l Synchrony l USAA l US Bank l 10/01/17 FICO EQ 759, EX 755, TU 783
Frequent Contributor
Posts: 434
Registered: ‎05-18-2015

Re: US Bank Cash+ VS $10,000 Approval!!!

[ Edited ]

Congrats on your approval! I got the same terms on my approval as well.

My guess is they are probably relationship heavy. They purchased my mortgage last month and I recently applied for the platinum and cash + and both were approved for $15k each. So I got $30k exposure right out of the gate. But again I think it's because they own my mortgage. I am going to see how much I can grow these cards, maybe get more tha $50k exposure?? 🤷🏻‍♀️

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Established Contributor
Posts: 921
Registered: ‎10-12-2016

Re: US Bank Cash+ VS $10,000 Approval!!!

Congrats

Established Contributor
Posts: 500
Registered: ‎11-25-2015

Re: US Bank Cash+ VS $10,000 Approval!!!


irunfromcredit wrote:

Congrats on your approval! I got the same terms on my approval as well.

My guess is they are probably relationship heavy. They purchased my mortgage last month and I recently applied for the platinum and cash + and both were approved for $15k each. So I got $30k exposure right out of the gate. But again I think it's because they own my mortgage. I am going to see how much I can grow these cards, maybe get more tha $50k exposure?? 🤷🏻‍♀️


Nice snag, and right out the gate too! I dont know if the mortgage helps your case, but it certainly didn't hurt lol 

AmEx l BoA l Chase l Citi l Discover l Fifth Third l FNBO l NFCU l PenFed l Synchrony l USAA l US Bank l 10/01/17 FICO EQ 759, EX 755, TU 783

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.