I applied for US Bank Cash+ Visa Signature card last Saturday night, it was instantly approved for 5000 SCL! I felt very lucky for instant approval!
Received the card today (also Saturday), just got everything set up online and downloaded the app, then called CSR to change due date and confirmed the spend bonus ($100 bonus after $500 spend in 90 days)! The link still works! I went through here to apply www.usbank.com/splash/credit-cards/cash-plus/aff/index.html
So happy after confirming the spend bonus!
Credit profile when applied:
EX FICO 815 (from freecreditscore.com, got 14 points jump this month from accounts aged)
my last app just turned 1 year old
new accounts last 12 months: 0
new accounts last 24 months: 3 (8 apps spree in 2015, 5 aged off)
one(1) brand new inquiry before applying for this card
all other inquiries are at least 1 year old
total inquiries last 24 months (including the new one): 4 (5 after applying)
23 open CCs (my profile is made of CC only, at least until the end of this month when SSL will report)
Oldest account 10+ years, 7 years AAoA
not high income and 23 open trade lines got me worry a bit when I applied (income and alot of open trade lines are my problems, 23 is not much here, but definitely alot for average people)
