cancel
Showing results for 
Search instead for 
Did you mean: 

US Bank Flexperks $1,500 CLI

Regular Contributor

US Bank Flexperks $1,500 CLI

Called in today to ask about a CLI because I've had the card for 6 months.  I've read on the board that they pull hard now for CLI but I asked her three times if it would be a soft pull and she said yes a soft pull.  So, I said go ahead and see what happens.  I asked for $1,000 and she told me they approved me for $1,500.  She said that I must be special because it was an immediate approval. Ha!  Anyway, I haven't gotten a notification of a hard pull yet so I should know by tomorrow if it  was truly a soft pull. 

11/15/11- TU FICO 707 EQ FICO 710 EXP FAKO 738 (USBANK)
12/12/11 - TU Fico 727 EQ FICO 710 EXP FAKO 739 (USBANK)
Goal Score - 750 by 12/31/2012
Message 1 of 13
12 REPLIES
Valued Contributor

Re: US Bank Flexperks $1,500 CLI

Congrats.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 2 of 13
Valued Contributor

Re: US Bank Flexperks $1,500 CLI

I know this is an old post, but US Bank does mostly soft pulls for anything $1500 or less.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 3 of 13
Blogger

Re: US Bank Flexperks $1,500 CLI


Dustink wrote:

I know this is an old post, but US Bank does mostly soft pulls for anything $1500 or less.


For CLI requests you mean?

Message 4 of 13
Valued Contributor

Re: US Bank Flexperks $1,500 CLI

Yes for CLI's, as in the case of the OP.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 13
Established Contributor

Re: US Bank Flexperks $1,500 CLI

That is good to know. How often can one request CLI with USBank, without a hard inq? 3-4 months or more?


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 6 of 13
Valued Contributor

Re: US Bank Flexperks $1,500 CLI


tennisfan78 wrote:

That is good to know. How often can one request CLI with USBank, without a hard inq? 3-4 months or more?


They like to see 6 months between increases. With the 1500 increase, your expierence may vary. I always ask for more than that and take a HP.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 7 of 13
Established Contributor

Re: US Bank Flexperks $1,500 CLI


Dustink wrote:

tennisfan78 wrote:

That is good to know. How often can one request CLI with USBank, without a hard inq? 3-4 months or more?


They like to see 6 months between increases. With the 1500 increase, your expierence may vary. I always ask for more than that and take a HP.


They have increased my credit limit to $5000 and upgraded to CashPlus couple of months ago. After 6 months, how much limit can I ask for? Is it too much to ask to make it $10,000?

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 8 of 13
Valued Contributor

Re: US Bank Flexperks $1,500 CLI

It will be a HP, but you can ask for whatever you want.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 9 of 13
Established Contributor

Re: US Bank Flexperks $1,500 CLI

Dustin, so your saying if I request a $1500 cli online it will only be a soft pull?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 10 of 13