US Bank Platinum Visa - pre-approved, decent limit - myFICO® Forums

emptypockets · ‎01-12-2016

i keep getting US Bank Platinum pre-approval offers, nearly every month. I already have a Cash +, that I use frequently. I needed to do a BT, and the last one I got had a offer for 0% for 21 mos, with a 12.24 interest rate.

I went for it, instant approval for $17k.

They pulled TU, 14 INQ's at time of app (I thought they would pull EQ) Score is in siggy.

Today, I come home to "pre-qualified" offer from them for the Kroger Rewards Visa...ah well...can't get them all!

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797

Booboo71 · ‎01-12-2016

Congratulations! I see why you were approved with those awesome score's! I still have a 300 USbank platinum card that was at1st a secured card and after 22 months they finally let me graduate and as a reward they let me keep my lovely 300 credit limit ! it will 4 years old in April!