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Member
Posts: 9
Registered: ‎08-06-2012
0

USAA Amex Approved!!!

Decided to apply for the USAA Amex today and was pleasantly surprised to be instanly approved for a $12,000 cl with a apr of 13.9%.  This is by far my largest cl to date.  All scores in the low 700's.  Walmart Fico score at 731.  Waiting for two derogs to fall off next year and then my scores should shoot up.  Two years ago my scores were in the mid 500's.  Thanks to these forums I have cleaned up a lot off of my credit reports. 

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: USAA Amex Approved!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Member
Posts: 1,994
Registered: ‎11-17-2012
0

Re: USAA Amex Approved!!!

[ Edited ]

JohnnyUtah89 wrote:

Decided to apply for the USAA Amex today and was pleasantly surprised to be instanly approved for a $12,000 cl with a apr of 13.9%.  This is by far my largest cl to date.  All scores in the low 700's.  Walmart Fico score at 731.  Waiting for two derogs to fall off next year and then my scores should shoot up.  Two years ago my scores were in the mid 500's.  Thanks to these forums I have cleaned up a lot off of my credit reports. 


Congrats! Seeing all these credit organizations/credit unions with great APRs, great starting CL, rewards, and small to no annual fees has got me looking around for if and when Orchard/Capital One doesn't decide to change my secured card and gets me looking for a replacement. Didn't realize I'm eligible for USAA plus PenFed since I am part of the VFW Ladies Auxiliary. My father was actually in Vietnam, allowing me to qualify for these types of companies! Great to know that they will be there for me! Not only for credit cards, but for a future auto loan and/or mortgage Smiley Happy


Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k

FICOS: EX 772 EQ 724 TU 764 VantageScore 3.0: EX 748 EQ 753 TU 752
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Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: USAA Amex Approved!!!

Wow Congratulations Smiley Happy

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