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USAA CC limited member

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dddfresh
Frequent Contributor

USAA CC limited member

Is USAA inquiry sensitive/new account sensitive? are they good with recons? I recently read they offer a good balance transfer promo on their card, and I was considering applying for it for that reason. I have a ton of inquiries and currently running about 9% utilitiy (7k ). I dont have much money in my USAA accounts because I dont really use it. 

 

Thank you


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
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31 REPLIES 31
dddfresh
Frequent Contributor

Re: USAA CC limited member

well i applied and was approved for 4k and used the 12 months balance transfer. i applied for the USAA Amex 


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 2 of 32
Creditaddict
Legendary Contributor

Re: USAA CC limited member


@dddfresh wrote:

well i applied and was approved for 4k and used the 12 months balance transfer. i applied for the USAA Amex 


Who did the pull?

what score?

sounds good to me!

Message 3 of 32
johnpalley
Established Contributor

Re: USAA CC limited member

damn they just told me 5 days to be notified

Message 4 of 32
lhcole77
Valued Contributor

Re: USAA CC limited member


Creditaddict wrote


Who did the pull?

what score?

sounds good to me!


+1 Inquiring minds want to know...

Message 5 of 32
dddfresh
Frequent Contributor

Re: USAA CC limited member

I am not sure what they pulled yet. Is there a way to see other than waiting for my credit monitoring sites? my scores are around 670


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 6 of 32
TTR79
Established Member

Re: USAA CC limited member

I'd like to know who they pulled and score  as well!!!!  Congrats!!

Message 7 of 32
dddfresh
Frequent Contributor

Re: USAA CC limited member

PS I ALSO SENT A SECURE MESSAGE ASKING FOR A HIGHER LIMIT BECAUSE I USED MORE THAN 60% OF THE LIMIT FOR THE BALANCE TRANSFER.

 

IS THERE ANY HOPE IN GETTING A CLI LIKE THAT?

 

WOAH SORRY FOR THE CAPS


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 8 of 32
dddfresh
Frequent Contributor

Re: USAA CC limited member

AND DO these cards "grow" with you or is it HP for CLI down the road?


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 9 of 32
SSA_2013
Frequent Contributor

Re: USAA CC limited member


@dddfresh wrote:

Is USAA inquiry sensitive/new account sensitive? are they good with recons? I recently read they offer a good balance transfer promo on their card, and I was considering applying for it for that reason. I have a ton of inquiries and currently running about 9% utilitiy (7k ). I dont have much money in my USAA accounts because I dont really use it. 

 

Thank you


I'm confused... you are a limited USAA Member? How did you get approved for a USAA Amex if they are only for full members?

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