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Established Contributor
Posts: 568
Registered: ‎03-17-2016

Re: USAA Doubled My Limit "Again"


baller4life wrote:
Just received a cli from $14k to $28k on my USAA Cash Rewards Amex. Started at $7k a year ago and doubled to $14k at six months mark. I love USAA almost as much as Navy Fed. But, not quite! 😄

 

Credit Line QUADRUPLED in 12 months.


She has the Golden Touch!


Congratz  Baller :-)

.

05/03/16 Fico 8 Scores: EQ 546, TU 501, EX 548
09/01/16 Fico 8 Scores: EQ 662, TU 628, EX 657
10/04/16 Fico 8 Scores: EQ 692, TU 665, EX 686
01/15/17 Fico 8 Scores: EQ 706, TU 670, EX 687 * all Yellow / Good
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013
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Re: USAA Doubled My Limit Again

Thanks Sebastian!! BOA is pretty special!! 😄
Super Contributor
Posts: 9,451
Registered: ‎07-17-2013

Re: USAA Doubled My Limit Again

WHAT?! WOW..Baller, you amaze me!! Thats so awesomeSmiley Happy Seriously...congrats to youSmiley Happy
(BK7 d/c-08/2013/FICO-400's)---> 07/2017 FICO- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Senior Contributor
Posts: 10,287
Registered: ‎09-24-2013
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Re: USAA Doubled My Limit Again

congrats!!!


Community Leader
Valued Contributor
Posts: 2,105
Registered: ‎02-28-2015
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Re: USAA Doubled My Limit Again

[ Edited ]

Nice job Baller.

USAA really likes​ you.😄


Gardening till December 2017
AMEX Platinum NPSL| BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013
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Re: USAA Doubled My Limit Again


kaykay65 wrote:

Nice job Baller.

USAA really likes​ you.😄


I suppose they do! The feeling is mutual! Smiley Very Happy

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New Contributor
Posts: 117
Registered: ‎04-18-2017
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Re: USAA Doubled My Limit Again

Congrats!  I hope to be there someday.  Would you mind sharing some tips that you think may have contributed to the double double effect?  Did you PIF each month? Keep balances under 10%?  Did your score ranges possibly have something to do with it?  Thanks for any wisdom you can share on how to get there!

Our Journey Click to read our storyOur Cards: Me:   Him:   Our Future Cards: USAA Limitless | AmEx BP | BJs Perks Elite | Chase Freedom | Sam's MC | Costco
05/17 - Me: 595EX 570EQ 602TU  Him: 740EX ???EQ ???TU  4/17 - Me:  558EX 546EQ 602TU 671TU surprisedHim: No CR/Score!
Short Term Goals: Me: All 640+, Refi Auto Loan | Him: All 650+, Mortgage-Approved | US: New house before April 2018
Long Term Goals: Me: All 850, 2 low util HELOCs, 2 new cars | Him: All 800+, new truck & mtrcl, dental work | US: 1 low util HELOC

Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: USAA Doubled My Limit Again

Well my usage didn't seem to have any affect at all. First cli I had barely used the card. Only charging small insurance policy on it each month. This time I was taking advantage of a bt promotion and was carrying a balance. Scores 700s.
New Contributor
Posts: 117
Registered: ‎04-18-2017
0

Re: USAA Doubled My Limit Again

Thanks for the insight.  When you did the BT, did it put your utilization over 30-35%?  I tend to be a max-it-out sort of person, however, now that I'm learning about the ideal utilization and how much it impacts credit scores, I'm fairly certain I've been going about it all wrong.  Now, I'm just trying to demystify it some, I suppose, and you clearly have the right habits down. 

Our Journey Click to read our storyOur Cards: Me:   Him:   Our Future Cards: USAA Limitless | AmEx BP | BJs Perks Elite | Chase Freedom | Sam's MC | Costco
05/17 - Me: 595EX 570EQ 602TU  Him: 740EX ???EQ ???TU  4/17 - Me:  558EX 546EQ 602TU 671TU surprisedHim: No CR/Score!
Short Term Goals: Me: All 640+, Refi Auto Loan | Him: All 650+, Mortgage-Approved | US: New house before April 2018
Long Term Goals: Me: All 850, 2 low util HELOCs, 2 new cars | Him: All 800+, new truck & mtrcl, dental work | US: 1 low util HELOC

New Member
Posts: 2
Registered: ‎09-18-2015
0

Re: USAA Doubled My Limit Again

Congrats, as a 45 year USAA member, it took me 25 years to reach the 12.5K CL. Now it is 50K which is USAA's limit CL for all cards combined. Be careful though because USAA is the first to report to a CRA if you are late/miss a payment.

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