It has been a busy week! After having some success with CLI and new card approvals earlier in the week, I decided to just go ahead and do a May spree before heading back into the garden. Here are the results, starting with the most recent:
Citi Diamond Preferred approval: $26,000
USAA Limitless approval: $25,000
Wells Fargo Platinum CLI: $6,400 (to $14,900)
PC my CapOne Venture Card to Quicksilver to avoid monthly fee
Blispay approval: $10,000
Discover IT CLI: $6,000 (to $34,000)
USAA Rate Advantage approval: $25,000
Amex BCP CLI: $25,000 (to $50,000)
All CLI were SP. I think I am done now
Citi Diamond Preferred approval: $26,000
USAA Limitless approval: $25,000
Wells Fargo Platinum CLI: $6,400 (to $14,900)
PC my CapOne Venture Card to Quicksilver to avoid monthly fee
Blispay approval: $10,000
Discover IT CLI: $6,000 (to $34,000)
USAA Rate Advantage approval: $25,000
Amex BCP CLI: $25,000 (to $50,000)
All CLI were SP. I think I am done now
Sure, I can add some data points.
Scores:
TU: 803 (CreditKarma, 5/8), EQ: 788 (CreditKarma, 5/8) and EX: 833 (Chase, 4/1).
Income: $421,500 annually
Accounts:
- 11 credit cards (most carrying a balance, but due to overall credit limits, utilization is low: 4%)
- 2 auto loans (both opened in May 2016)
- 1 mortgage (newly opened in February)
- 2 consolidated student loans
Hopefully that helps but let me know if you have any questions!
WOW!!! Did I read that right? $123,400 in CLI & new cards in May? I know what I want to be when I grow up now.
Congratulations on the serious May spree. Any concerns regarding AA with all of that so close together?
@Anonymous wrote:WOW!!! Did I read that right? $123,400 in CLI & new cards in May? I know what I want to be when I grow up now.
Congratulations on the serious May spree. Any concerns regarding AA with all of that so close together?
LOL, seems kind of absurd when you think about it. I knew it was a lot but didn't even add it up yet!
I am not too concerned because it is really only four new accounts and one of those accounts (Blispay) is a "hidden" tradeline that only reports to one bureau. On the Citi front, I run a ton of spend through my DC (around $30,000 annually) so they would be crazy to AA me. The USAA cards are new, so I assume they knew what they were doing when they approved me for both. As for the other creditors, I run enough spend through them that I am confident they will not do anything but if they did, I have the limits to make up for it elsewhere.
I am not buying a new house or car anytime soon, so I figured the time was right
Congrats on your amazing run. Glad to see the cards match up with your profile running 30k through the DC, i dont remember if you mentioned your cl in other posts, you should ask to get you limit to 100k. There is another poster who has a DC at 100k . Stuff of legends
running 30k through the DC, i dont remember if you mentioned your cl in other posts, you should ask to get you limit to 100k. There is another poster who has a DC at 100k . Stuff of legends
