Re: Unbelievable! Approved for Lowes CC @ 700.00, ... - myFICO® Forums

bagsgroove · ‎12-12-2013

Applied for Lowes credit card today. Had to call to verify some info. While on the line, saw a post on the forums about doing a recon for 10K. So, after being approved for $700, I decided to try the recon. A new rep asked how much I wanted (I told her I was doing some repairs around the house), I said '10k'. She said hold on...3 minutes later...counter offered for $6000! I told the rep thank you very much! LOL WOW! My highest limit yet.

A thanks goes out to these forums and the members that make it such a valuable tool!

EQ-FICO = 685 (12/12/2013) | TU-FICO = 674 (12/12/2013) | EX-FICO = 681 (12/12/2013)

yudeology101 · ‎12-12-2013

WTG, OP! Congrats on your approval..awesome limit!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

coldnmn · ‎12-12-2013

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

bagsgroove · ‎12-12-2013

Thanks! Also, I was able to double my new Sam's CC with a recon too!

EQ-FICO = 685 (12/12/2013) | TU-FICO = 674 (12/12/2013) | EX-FICO = 681 (12/12/2013)

WuXing5 · ‎12-12-2013

@bagsgroove wrote:
I told the rep thank you very much! LOL WOW! My highest limit yet.

lol im glad you didn't say you love em congrats!!!

"I know the human being and fish can coexist peacefully. " - GWB

bagsgroove · ‎12-12-2013

Haha! I certainly wouldn't go that far. Thanks WuXing5!

EQ-FICO = 685 (12/12/2013) | TU-FICO = 674 (12/12/2013) | EX-FICO = 681 (12/12/2013)

alvon123 · ‎12-12-2013

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

maximiliano · ‎12-12-2013

Wow that's an impressive CLI, congrats!!

$7,000.............$6,700...............$1,250...............$1,500...............$1,500.............$820................$750(AU).........$500..............
Starting Score: 577 (08/2012) Current Score: EQ: 675 (2013) | EX: 686 (04/14) | TU: 700 (Barclay FICO)
Last app: 04/28/14. In the garden until 12/2014 (updated 07/14)

bagsgroove · ‎12-12-2013

@alvon123: Thanks!

@maximiliano: I know, I know! I'm hoping that I get the Duck card next! Thanks!

EQ-FICO = 685 (12/12/2013) | TU-FICO = 674 (12/12/2013) | EX-FICO = 681 (12/12/2013)

myjourney · ‎12-12-2013

Congrats on approval and recon CLI WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

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Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

Re: Unbelievable! Approved for Lowes CC @ 700.00, then recon'd to 6000.00 3 min later!

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