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Unexpected Auto Discover It CLI

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L-TWT
Established Contributor

Unexpected Auto Discover It CLI

Opened card 01/2015

inital CL =$30,000

requested CLD to $10,000 (felt $30K was too much)

checked account online today and CL increased to $13,000

I'm surprised b/c when speaking to CSR I requested my account to not be eligible for line increases

 

 


Message 1 of 13
12 REPLIES 12
9CLINE
Valued Contributor

Re: Unexpected Auto Discover It CLI

Congrats on CLI............

Message 2 of 13
OmarGB9
Community Leader
Super Contributor

Re: Unexpected Auto Discover It CLI

Don't sound very pleased about the CLI lol so not sure if I should say congrats or...?

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 13
SouthJamaica
Mega Contributor

Re: Unexpected Auto Discover It CLI


@L-TWT wrote:

Opened card 01/2015

inital CL =$30,000

requested CLD to $10,000 (felt $30K was too much)

checked account online today and CL increased to $13,000

I'm surprised b/c when speaking to CSR I requested my account to not be eligible for line increases

 

 


I don't understand what you wrote.

The initial CL was 30k

You reduced it to 20k

Then you got an increase to 13k? What does that mean?


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 4 of 13
L-TWT
Established Contributor

Re: Unexpected Auto Discover It CLI

What's not to understand? Account opened with a $30K CL 01/2015, requested CLD to $10K, I also notified CSR that I would not like to receive auto CLI's in the future, so I was surprised when CL increased to $13K! Do u follow now?

Message 5 of 13
Anonymous
Not applicable

Re: Unexpected Auto Discover It CLI

LOL This is a very interesting post since the overwhelming majority of myficoers want CLIs. I'm curious why you had them reduced your SL and why you asked them not give you any auto-CLIs.

Message 6 of 13
L-TWT
Established Contributor

Re: Unexpected Auto Discover It CLI

For 1, discover is not my primary/daily use CC
2nd, I felt $10K wold be more than adequate for "here & there" purchases

Message 7 of 13
SouthJamaica
Mega Contributor

Re: Unexpected Auto Discover It CLI

Sorry I misread your initial post.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 8 of 13
Anonymous
Not applicable

Re: Unexpected Auto Discover It CLI

Not sure if you want to hear congrats.  That is when you get one, when you don't want one.  Smiley Wink

Message 9 of 13
L-TWT
Established Contributor

Re: Unexpected Auto Discover It CLI

It's more, I was never expecting to receive auto CLI's from Discover after my request, so receiving one is surprising! But you can still tell me Congrats, it sounds nice! 😆

Message 10 of 13
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