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Unexpected Chase Amazon Visa approval

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stancil70
Contributor

Unexpected Chase Amazon Visa approval

So on 4/15 I was shopping on Amazon and decided to app for the Chase Amazon Visa to take advantage of the $80 Amazon gift card offer.  I got the "we will let you know" message.  I didn't think much more about it and figured it was a decline because of the 5/24 rule because I have certainly acquired more than 5 cards in 24 months.  Fast forward 20 days to 5/4 and I get an email that says my card is on the way with a $5k starting limit.  

 

I wish they would give me a CLI on my Freedom.  It's been stuck at $1500 since I got it 2 years ago.  

My Wallet: Chase Freedom Unlimited 2k; Chase Amazon Prime 30k; Chase IHG 500; Chase Disney 15k; Chase Mariott Bonvoy 23.7k; Barclays Carnival 11.1k; Barclay Rewards 1.9k; Cap 1 Savor 15k, Cap 1 Walmart 10k; Cap 1 QS 6.7k; Cap 1 Pottery Barn 18.2k; Discover It 12k; Citi Rewards 14.7k; Citi DC 14k; Citi Simplicity 16.8k; Citi Custom Cash 3k; Amex Goldno pre-set limit; Amex BCE 5.1k; Amex Hilton 40k; Amex Magnet 5.5k; Amex Macys 19.7k; Amex Delta 20k; BOA Cash Rewards 75k; BOA Travel Rewards 15.2k; Wells Fargo Active Cash 22k; Best Buy Visa 3.3; BP Visa 4k; Target MC 4k; Kohls 3k; Nordstrom 1k; Apple MC 15k; Penfed Power Cash 8.8k; Penfed Platinum 10k; Various Comenity MC/Visa 72.6k/ Various Synchrony MC/Visa 83.5k. Total Credit Lines: $597,150k, utilization less than 1%. FICO scores 775 - 800; Annual Income $250k
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Unexpected Chase Amazon Visa approval

Congrats! I love my Amazon Chase Visa. They changed all Amazon cards to a Signature. So that's what you'll be getting.

A side note: My brother applied for the card a couple of weeks ago. He was declined because of too many accounts opened. He has 4 new accounts. 2 Capital One cards, Platinum and Quicksilver, 2 store cards. JCrew and Fingerhut. All opened since January. Yet, he was denied for too many accounts opened. So I do not know what Chase's policy for new accounts anymore, for the 5/24 rule. It seems to be the luck of the draw.
Message 2 of 7
Anonymous
Not applicable

Re: Unexpected Chase Amazon Visa approval

Congrats to you!Smiley Happy

Message 3 of 7
alextercero
Super Contributor

Re: Unexpected Chase Amazon Visa approval

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 4 of 7
RonM21
Valued Contributor

Re: Unexpected Chase Amazon Visa approval

Congrats!



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 7
ddemari
Super Contributor

Re: Unexpected Chase Amazon Visa approval

Congrats I'm a Amazon visa fan also!
Message 6 of 7
Anonymous
Not applicable

Re: Unexpected Chase Amazon Visa approval

Congratulations!

Message 7 of 7
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