Reply
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Update.Chase Freedom recommended approval and 2 nd review denied

I don't think the limit would be decent no but the goal is to get in the door.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012
0

Re: Update.Chase Freedom recommended approval and 2 nd review denied

I was denied twice then approved on third round. They gave me a $500 credit limit and told me I need to call back on Monday to verify the account. When I called to verify, they transfered me to a lady who started to give a speech about how I wasn't approved.... and then I told her I was already reconsiderd and approved for $500 and just called to verify the account like I was instructed. She put me on hold and came back to tell me the account is active and good to go. 

 

Being slightly assertive helped big time here. Worse they can say is no.


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Update.Chase Freedom recommended approval and 2 nd review denied


PleioneG wrote:

I was denied twice then approved on third round. They gave me a $500 credit limit and told me I need to call back on Monday to verify the account. When I called to verify, they transfered me to a lady who started to give a speech about how I wasn't approved.... and then I told her I was already reconsiderd and approved for $500 and just called to verify the account like I was instructed. She put me on hold and came back to tell me the account is active and good to go. 

 

Being slightly assertive helped big time here. Worse they can say is no.


+1

Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}