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Venture Card Approval! 3/13/17

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chris4434
Established Member

Re: Venture Card Approval! 3/13/17

Congrats OP! Let us know if you get the metal card or plastic

Message 11 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

Very nice! This is on my list for getting it and then combining my QS into it which is stuck at a measly small limit.

Can I ask how many INQs you had? Our scores are very similar-tho my TU is higher and your EX is higher.

I was denied for this about 3 mo ago but I was around 700 for both TU & EQ then-now in mid 700's on both. I was denied for too many INQs tho. Wondering if that was a real reason or one of those we need to put something down. Smiley Happy

Congrats again
Message 12 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

Congrats on the approval, limit and APR!. I was approved for the card 2 weeks ago and already making headway on the minimum spend for the bonus! Enjoy!

Message 13 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

Way to recover!! Congrats!!

Message 14 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

Djgrolyos,

 

At the time of application, I had a total of 3 inquiries, all from experian. I have personally been denied credit/loans in the past due to too many inquiries - so it is definitely a valid reason. Also, you said you have a card with a small limit - apparently Capital One likes to see that you have at least one revolving account or loan with a credit limit of $5,000 or more for a period of 3 years or more. You can check out their "Credit Levels" on their website, which shows what they're looking for.

 

I hope this helps! Keep your chin up, you'll eventually get your card!!

Message 15 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

Thank you for the kinds words everyone!!

 

Chris4434, I just got an email this morning saying that my card has been shipped and can expect it soon. So I'll definitely let you know if I get the plastic or metal card!

Message 16 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

@Arc..... thx. I do have the line over 5k for more than 3 years. More than one. Guess they just didn't like my INQs. I do have a lot but most was from a car dealership. (Never again) Not worth trying again with their 3X pull thing. Maybe if I ever get my INQs down, but I don't like CapOne enough to be that disciplined. Smiley Happy
Message 17 of 27
Anonymous
Not applicable

Re: Venture Card Approval! 3/13/17

Djgrolyos, glad to hear you have cards with a higher limit! I know car dealerships are horrible when it comes to inquiries. When I bought my card a couple years back, I ended up with like 8 separate hard inquiries the next day. That's absolutely ridiculous. I understand the discipline part, applying for credit can be exciting Smiley Happy

Message 18 of 27
Jerry45
Valued Contributor

Re: Venture Card Approval! 3/13/17

Way to rise up!  Congrats

Message 19 of 27
thummel
Established Contributor

Re: Venture Card Approval! 3/13/17

Congrats on the nice approval! The venture is a good card to have.
Message 20 of 27
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