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Venture

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Imhotrodcrazy
Valued Contributor
‎04-17-2015 02:33 PM
‎04-17-2015 02:33 PM

Venture

Well after about 6 weeks of reading about others experience on their Venture approval I decided to go ahead and app today.  The preapproval site showed I was qualified for the Venture with a 12.9% int rate.  I figured that the offer of 12.9% would get me a pretty good credit line since all of my scores were above 800.  I was approved for 20K which is good,  but I was hoping they would have matched my Nasa 30K.  I am not complaining about 20K since this puts me over the 100K  mark,  as I now sit with a total of 115K,  with 65K  of that being obtained in the last 10 months.  I now have a total of 6 cc's,  but 2 of them are permanently sd'd. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
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15 REPLIES 15
uswala
Senior Contributor
‎04-17-2015 02:37 PM
‎04-17-2015 02:37 PM

Re: Venture

Congrats on the Venture approval!

Message 2 of 16
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tonyjones
Valued Contributor
‎04-17-2015 02:39 PM
‎04-17-2015 02:39 PM

Re: Venture

@uswala wrote:

Congrats on the Venture approval!

 

Congrats! I can't wait to app for this card!

Current Fico Scores: (December 2023)
Message 3 of 16
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chalupaman
Super Contributor
‎04-17-2015 02:41 PM
‎04-17-2015 02:41 PM

Re: Venture

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 16
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FocusedAndDetermined
Senior Contributor
‎04-17-2015 02:51 PM
‎04-17-2015 02:51 PM

Re: Venture

Good work - congrats!

Message 5 of 16
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CreditMagic7
Mega Contributor
‎04-17-2015 02:53 PM
‎04-17-2015 02:53 PM

Re: Venture

Congrats on your Venture approval!

 

Put some big useage on it and PIF then get that other 10K with a SP CLI. Smiley Wink

Message 6 of 16
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Imhotrodcrazy
Valued Contributor
‎04-17-2015 02:59 PM
‎04-17-2015 02:59 PM

Re: Venture

@CreditMagic7 wrote:

Congrats on your Venture approval!

 

Put some big useage on it and PIF then get that other 10K with a SP CLI. Smiley Wink

Thanks for the advice,  I will do that.  I always strive for the best I can get. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 7 of 16
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pizza1
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎04-17-2015 02:59 PM
‎04-17-2015 02:59 PM

Re: Venture

Way to go!!! Nice limitSmiley Happy
Message 8 of 16
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TheGardner
Valued Contributor
‎04-17-2015 03:12 PM
‎04-17-2015 03:12 PM

Re: Venture

Congrats!

 

I need to stay away from approvals, now I want to app even though capital one is my nemesis!

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 9 of 16
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CreditMagic7
Mega Contributor
‎04-17-2015 03:15 PM
‎04-17-2015 03:15 PM

Re: Venture

@TheGardner wrote:

Congrats!

 

I need to stay away from approvals, now I want to app even though capital one is my nemesis!

I dunno. Yours scores look pretty strong. Have you even tried their PreQual page to see what you might be preapproved for already?

Just saying.....Smiley Wink

Message 10 of 16
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