02-01-2013 07:28 PM
Yes, they do report to all 3 CRAs. Also you must remember when you do this, you must be opted in and have no security freezes on your CRA.
02-02-2013 05:17 AM
It comes up right after you put in your name and address, then click continue. One thing with shpping cart, if you moved in the last year, a pre-approval may not come up......unless, you enter your old address. Then if you buy something have it shipped to a differnt address ( enter current address), then call them and tell them that you just moved and they will send your card to current address. That is what I did.
02-02-2013 09:24 AM
Yesss!!!! I can't believe it! I was just browsing through the forum looking for ideas to improve my credit and I stumbled on this thread . I went on VS website , pretended to buy something =) and got preapproved for $500! First time I tried it nothing happened, then I went into settings and disabled the pop up blocker, tried it again and boom, preapproved! So excited! I've been working hard in the last year to improve my credit score, trying to buy a house and I really didn't want another hard inquiry on my reports so this is perfect! I would have never known of this without MyFico community, thank you guys!
02-03-2013 04:28 AM
So happy that a few people were able to get approvals!!! I love this forum!
02-03-2013 10:58 AM
Well that's good to know. I am not opted-in so that might explain why.
And how and where do you opted-in?
02-07-2013 10:49 AM
Just got approved for 750, but I couldn't use the shopping cart trick because I'm opted out. I'm glad you guys brought that to my attention. I'd been pretend shopping fishing for a preapproval for a while to no avail.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.