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Frequent Contributor
Posts: 380
Registered: ‎05-03-2013
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Re: Victoria's Secret CLI

Thanks! I'm glad I asked. I would have assumed every 6, that's great that it's 4!



In the Garden since 7/3/13
Latest Scores: 749 EQ MyFico 8/5/13 | 766 TU Wally Aug '13 | 732 CK Fako 8/7/13 | 776 CS Fako 8/6/13
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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Victoria's Secret CLI


myjourney wrote:

MsLadyRover wrote:

Thanks everyone!

@myjourney....LOVE the happy dance!


Had to breakout a good one for you :smileywink:


Much appreciated!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Established Contributor
Posts: 985
Registered: ‎09-10-2012
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Re: Victoria's Secret CLI

Congrats! I am almost at my 9th month with them and they keep telling me no on an increase. They don't even check my credit.....just tells me I have not had the card long enough. Ugh!! I also use it every other month too.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Victoria's Secret CLI


snowkitty wrote:
Congrats! I am almost at my 9th month with them and they keep telling me no on an increase. They don't even check my credit.....just tells me I have not had the card long enough. Ugh!! I also use it every other month too.

Are you calling in or using the online credit increase button?



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: Victoria's Secret CLI

Contributor
Posts: 85
Registered: ‎08-29-2012
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Re: Victoria's Secret CLI


snowkitty wrote:
Congrats! I am almost at my 9th month with them and they keep telling me no on an increase. They don't even check my credit.....just tells me I have not had the card long enough. Ugh!! I also use it every other month too.

they did the same for me until recently i signed in to check my balance and saw that they gave me $200 more automatically.  So hold on that CLI is coming lol

My Wallet: AMEX Gold NPSL, AMEX BCE 1K, Express 1350, Victoria Secret 2050, Macy's 2000, Kay's 7600, Capital One 1400, Capital One 4000, Quicksilver One 3500; Quicksilver 3000; QVC 1600, Walmart 5000, Pier 1 1250, Kohl's 1500, JCrew 1550, JCPenny 3600, Discover 1500, Lowes 12000, Amazon 1200

Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Current Scores: 2/6/15: TU 696 EX: 679 EQ: 658
Goal Score: 700
Established Contributor
Posts: 727
Registered: ‎01-13-2013
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Re: Victoria's Secret CLI

I believe when you open the acc you need 6 months to a year of history. then its 4 months

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Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Established Member
Posts: 36
Registered: ‎10-27-2013
0

Re: Victoria's Secret CLI

I got pre approved for the Victoria's Secret card in August. They only gave me $250 CL and I've been using this card for the past two months and either paying off my balance immediately or paying it less than 30%. I just tried the luv button to help with utilization and I got the 7-10 response. What are the chances they will give me an increase?


Cap One Quicksilver 500, Cap One Quicksilver 750, VS 400, Buckle 250, Express 300, Ann Taylor 250, Amazon Store Card 1900, Walmart 600, Barclays Financing Visa Card 2000, BestBuy MC Gold 500 Target 300
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TU WALMART 675 3/5/14
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: Victoria's Secret CLI

@Mads8

Welcome to the forum. VS policy on CLI is 9 mos IIRC. Looks like you pulled the trigger 7 mos to soon.
Regular Contributor
Posts: 164
Registered: ‎10-09-2013
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Re: Victoria's Secret CLI

I received this card a couple of weeks ago so my wife could use it from time to time. As soon as I received my card in the mail I set up my online account and thought, what the heck? So I hit the luv button and they gave me a $150 increase. Small but I'm just trying to get my limits up as much as possible so I can go for some 5k lines in 6-9 months. I have my sights set on the Southwest & Marriott cards!

**10/31/13
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Last App: 10/13
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