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Victoria's secret approval.

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New Member

Victoria's secret approval.

I typically just read through the forums on here. Today is different. I have been working for 2 years to improve my credit. I didn't keep things under control when I turned 18 and paid for those mistakes for a long time. Some medical issues arose, leading to a few medical collections, and my fiance' and I had our first child in 2013. I haven't apped for a card since 2011. I've been in the garden with my Capital One (who gave me a nice increase this past December!) and paying a new car loan since August of 2013. 

 

I figured I would give it a shot to see where I stood and was approved for a Victoria's Secret card. The limit isn't anything spectacular, but it's something to add to the garden. I am feeling extremely accomplished, as this trek in repairing my credit has been anything but easy. 

 

I'm not ready to start apping for non-store cards just yet. I'd like to see my scores go up higher. Since December of 12 I've managed to raise it 154 points. Now it's back to the garden for me!

Message 1 of 8
7 REPLIES
Senior Contributor

Re: Victoria's secret approval.

Congrats! Thanks for sharing.

Message 2 of 8
Mega Contributor

Re: Victoria's secret approval.

Congrats! Welcome to the forum. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 8
Valued Contributor

Re: Victoria's secret approval.

Congratulations! Keep up the great work!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 8
Senior Contributor

Re: Victoria's secret approval.

congrats


Message 5 of 8
Community Leader
Super Contributor

Re: Victoria's secret approval.

Congrats!!

Message 6 of 8
Moderator

Re: Victoria's secret approval.

Congrats & keep up the good work Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 7 of 8
Valued Contributor

Re: Victoria's secret approval.

Congrats!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 8 of 8