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Victorias Secret Approved!

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dobirdsmommy
Established Contributor

Re: Victorias Secret Approved!

@erlafontaine. In Jan when I was approved for my Chase car loan my TU was 587. And I did the trick after the car INQS and 87% utilization. Walmart will not give me a card. 2 years I have tried. But comenity now gave me 5
building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 61 of 96
ellefante
Member

Re: Victorias Secret Approved!

I got the pop up for $350 and filled it out but was told I will get a reply in the mail in about 10 days.  Does that mean no ? =( 


Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013
Message 62 of 96
Sneekn4u
Contributor

Re: Victorias Secret Approved!

I would also like to know the answer to that question, I also got the 10 day message after being approved for $500. Should we call the back door number or wait for the letter? Also, it asked for DOB and last 4 of SS.

Starting Score 11/2012 EQ: 615
Current Score 3/19/2014 EQ: 687
Current Score 3/19/2014 TU: 694


Take the FICO Fitness Challenge Discover IT $4500 Citi Simplicity Chase Freedom $3000 Cap 1 QS $1500 Cap 1 $300 Macy's $1500 Buckel $550 VS $500 Brylane Home $1000
Message 63 of 96
erlafontaine
Valued Member

Re: Victorias Secret Approved!

@dobirdsmommy - hmmm......so maybe i just have to keep waiting it out then and see what happens Smiley Sad


Starting Score: Decem 2012 - 568 (EX) ?? (TU FICO) 464 (EQ FICO) 540 (TU) 511 (CREDIT KARMA) 549 (QUIZZLE) 608 (CREDIT SESAME)
Current Score: December 2013 - 633 (EX) 585 (TU FICO) 583 (EQ FICO) 611 (TU) 591 (CREDIT KARMA) 623 (QUIZZLE) 660 (CREDIT SESAME) 660 (CREDIT.COM)
Goal Score: 700 across the board - Hoping to buy a home by March 2014..All baddies removed except for one stubborn First Premier who refuses to take it off even though it's PIF! GRRR

In my wallet: Home Depot $500 | Buckle $250 | Express $500 | Loft $500 | VS $350

Take the myFICO Fitness Challenge





Message 64 of 96
WolfMan
Regular Contributor

Re: Victorias Secret Approved!

The trick worked for Buckle, but I've been trying VS for close to 3 months, and no love. 

My woman wants the free stuff and coupons that comes with the card, but I'm not willing to take a HP on it. 

 

Message 65 of 96
ellefante
Member

Re: Victorias Secret Approved!

Has anyone experienced getting the preapproved pop up but not getting approved after going further with the pop up?  It didn't say I was approved right away but it also didn't say I was declined either =\


Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013
Message 66 of 96
Epcot
Valued Contributor

Re: Victorias Secret Approved!

Last year I also got the 7-10 day message for VS after entering my DOB and last four of social. But within two weeks I had the card in the mail.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 67 of 96
erlafontaine
Valued Member

Re: Victorias Secret Approved!

So i just found out that i have a fraud alert on my credit profile on all 3 bureaus...so would that keep the popup from coming up........all the alert says is for the creditor to verify my identity first.  I never requested a fraud alert and it was actually placed because I had disputed an account that my brother (who was on drugs) opened under my name and ssn .......i had to pay it rather than pressing charges on him.  I knew it was him and he admitted it......so i told them i dont think im at a fraud risk but they still placed the alert anyway


Starting Score: Decem 2012 - 568 (EX) ?? (TU FICO) 464 (EQ FICO) 540 (TU) 511 (CREDIT KARMA) 549 (QUIZZLE) 608 (CREDIT SESAME)
Current Score: December 2013 - 633 (EX) 585 (TU FICO) 583 (EQ FICO) 611 (TU) 591 (CREDIT KARMA) 623 (QUIZZLE) 660 (CREDIT SESAME) 660 (CREDIT.COM)
Goal Score: 700 across the board - Hoping to buy a home by March 2014..All baddies removed except for one stubborn First Premier who refuses to take it off even though it's PIF! GRRR

In my wallet: Home Depot $500 | Buckle $250 | Express $500 | Loft $500 | VS $350

Take the myFICO Fitness Challenge





Message 68 of 96
tirado126
Contributor

Re: Victorias Secret Approved!

Just worked for me...got $500 approved! Thanks everyone for posting about this. Wonder how many points this will give me? DOes it report as a revolving? All i have are credit cards from Cap One, Premier and Matrix.

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Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 69 of 96
Shyone44
Contributor

Re: Victorias Secret Approved!

Comenity cards do report as revolving accounts. I opened a few of their accounts around the 18th of this month and they are already reporting on my TU as revoving accounts as of the other day Smiley Wink


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Message 70 of 96
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