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Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Wal Mart.....APPROVED!!!!!

Well, I was not in the market for a Wal Mart card.  My wife is expecting our daughter in January and she seen baby furniture at Wal Mart.  So I said to myself, go ahead and pull the trigger and see what happens.  Well, I did, and was approved for $800 CL.  Purchased our baby furniture and will payoff very quickly :smileywink:.  I guess having about two GE accounts help, Discount Tire, and Amazon.  Now three accounts with Wal Mart. 

 

When and how do access the TU credit report?  Thanks...

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: Wal Mart.....APPROVED!!!!!

Grats.

 

To get the TU scoring, you need to sign up for Online Account Management, and opt in for Paperless Statements.  You'll need the full card number to do this.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Re: Wal Mart.....APPROVED!!!!!

Cool...gotta wait on the card now.  But I was able to put the furniture on the card. 

 

 

Thnx...

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Wal Mart.....APPROVED!!!!!

I also just got approved last night by Walmart, congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
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Established Contributor
Posts: 608
Registered: ‎10-11-2012
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Re: Wal Mart.....APPROVED!!!!!

Congrats!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Wal Mart.....APPROVED!!!!!

Congrats on the card and the baby!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Frequent Contributor
Posts: 272
Registered: ‎12-28-2011
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Re: Wal Mart.....APPROVED!!!!!

Small hint about the full account number required to set up online banking - in fact you CAN register in online banking BEFORE you actually get the card. 

If you applied online, then the card is already linked to you account, but you can see only last 4 digits of the number.

If you somehow have access to your credit report (I did it all the time with EX, but I suppose that would work with all other CRAs), then in a couple of days after account opening you will see a new tradeline reporting. For security purposes reports don't show the whole card number, but first ... 12 digits

 

I suppose there's no need to explain how to add 1+1? :-)

In case of Walmart just be sure not to activate the card before you actually get it (the first time you sign in to the system, it will suggest you to activate your card, just say no).

I've done it already with several GE cards (Walmart, Amazon) and it worked perfectly. Good trick for those impatient like I am :-)

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colon:smileywink: Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Wal Mart.....APPROVED!!!!!

Congrats

Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
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Re: Wal Mart.....APPROVED!!!!!

Thats awesome congrats!!

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Established Contributor
Posts: 985
Registered: ‎09-10-2012
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Re: Wal Mart.....APPROVED!!!!!

Congrats on the card and the baby!! :smileyhappy:
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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