Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 177
Registered: ‎10-02-2012
0

Re: WalMart Approval

Thanks all, I feel good about it. I applied online and was approved immediately. My wife applied right after me and was approved for $500. It's just nice to be able to get credit again after the mess of the past 5 years. Just got a $33k car loan through VW Credit a couple of weeks ago at a decent rate, so things are defintely getting better.

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: WalMart Approval

Congrats! I want a wally too, I really want the free TU Fico, but need to garden

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Established Contributor
Posts: 888
Registered: ‎09-10-2010
0

Re: WalMart Approval

Congrats.  I also just applied online literally 15 minutes ago.  Instant approval for 700 with 635ish scores.  Now to search the site here regarding the monthly TU that is supposed to be a bonus. 


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Frequent Contributor
Posts: 464
Registered: ‎06-13-2012
0

Re: WalMart Approval


VirtualCuriosity wrote:

Congrats.  I also just applied online literally 15 minutes ago.  Instant approval for 700 with 635ish scores.  Now to search the site here regarding the monthly TU that is supposed to be a bonus. 


All you have to do to get the free TU score is sigh up for paperless billing, then you'll be able to view your TU score.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: WalMart Approval

Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: WalMart Approval

congrats nice CC to grow with use it and watch it grow.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: WalMart Approval


ds3 wrote:

Thanks all, I feel good about it. I applied online and was approved immediately. My wife applied right after me and was approved for $500. It's just nice to be able to get credit again after the mess of the past 5 years. Just got a $33k car loan through VW Credit a couple of weeks ago at a decent rate, so things are defintely getting better.


Want to share the details of the car loan? It seems we're in a similar spot, I was just approved for WM card at $600 and interested in a VW albeit much less expensive. What were your scores, APR, downpayment, etc

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
Posts: 177
Registered: ‎10-02-2012
0

Re: WalMart Approval


Jutz wrote:

ds3 wrote:

Thanks all, I feel good about it. I applied online and was approved immediately. My wife applied right after me and was approved for $500. It's just nice to be able to get credit again after the mess of the past 5 years. Just got a $33k car loan through VW Credit a couple of weeks ago at a decent rate, so things are defintely getting better.


Want to share the details of the car loan? It seems we're in a similar spot, I was just approved for WM card at $600 and interested in a VW albeit much less expensive. What were your scores, APR, downpayment, etc


The first dealership I went to came back with EX at 617, and offered me 20.99 as the best they could do..um, no. Went to another dealer the next day, they get EX at 678 (auto-enhanced) and can get me 10.19...decide ok. The next day, my CU offers me 8.9...call the dealer and tell them to hold the deal, they get VW to go 7.9. Got $7200 for my trade, and bought a 2013 Passat TDI SEL. 7.9 is not fantastic, but I was prepared for 15%, so I'm happy with it, and I will refi it with my CU in a year.

Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: WalMart Approval

Very nice, appreciatethe info. Good to hear they pulled EX auto for VW credit too, assuming most VW dealers will pull the same. 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Frequent Contributor
Posts: 444
Registered: ‎02-06-2009
0

Re: WalMart Approval

I LOVE my new Walmart Discover card, mainly because of the monthly free TU FICO 08 score!

 

I was approved for only $500 because they pull TU. TU is my worst CR because I still have a lien reporting. Instead of disputing, I'm waiting until Oct, 2013 when it will fall off by itself. There's no lien on my EQ report, which is why my EQ is 90 points higher than TU. This time next year, I should see a nice jump in my TU score and thanks to my Walmart card, I get to see it for free Heart



08/28/2016 - EX 815 (Credit Scorecard EX FICO® Score 8, range 300-850)
09/20/2016 - TU 820 (Discover TU FICO® Score 8, range 300-850)
08/23/2016 - EQ 823 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.