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New Contributor
Posts: 65
Registered: ‎09-22-2012
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Wally Discover Coming soon

Hey all,

I can feel my Wally Discover card coming soon! I got an alert from EX and it has been reported on it. I went to Credit Karma to see if I can find out my limit (since they seem to use EX reports), and looks like my limit is $2,000. Not going to lie, I'm slightly disappointed, considering my store card limit is 3000. Smiley Mad

EX -682
EQ -658
TU -663
Regular Contributor
Posts: 217
Registered: ‎09-25-2012
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Re: Wally Discover Coming soon

Congrats! lol don't worry about the lower limit. I heard they usually make your discover limit lower than the store card. Either ways a $2000 limit should be enough for Walmart right? lol So did they PC the store card to dsicover or do you still have the store card?

TU 746 (10/13)
GOAL: 750+






Valued Contributor
Posts: 1,979
Registered: ‎06-21-2012
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Re: Wally Discover Coming soon

congrats.....but doesn't credit karma use TU?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Regular Contributor
Posts: 217
Registered: ‎09-25-2012
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Re: Wally Discover Coming soon


j_casteel wrote:

congrats.....but doesn't credit karma use TU?


yeah they use TU

 

TU 746 (10/13)
GOAL: 750+






Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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Re: Wally Discover Coming soon

+1   CK uses TU.  Creditsesame uses EX but they only update once a month.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Wally Discover Coming soon

Congrats

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
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Re: Wally Discover Coming soon

Congrats on the discover!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor
Posts: 3,021
Registered: ‎02-09-2012
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Re: Wally Discover Coming soon

Wait, so they are upgrading you to a Discover, but cutting your CL by 1k?

 

I'd have to decline that as that will potentially hurt your util% and obviously lower your overall CL

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
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Re: Wally Discover Coming soon

Eagerly waiting for an upgrade also Smiley Happy




Established Member
Posts: 33
Registered: ‎01-05-2011
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Re: Wally Discover Coming soon

A similar thing is happening with me.  I saw yesterday on my CR that the limits for both of my Discover cards are going to be 1000 and 1100.  I called to ask them why it's being cut down from $5000 and 1500  to 1000 and 1100, and if that was the case, I didn't want them.  The CSR told me that it was because when they reviewed my accounts for the upgrade those were the limits that I had at the time and it isn't reflecting the increases that I've gotten since that time.  He told me that he was making a notation about it and when I get the cards to call first before activating it to make sure the CL will stay intact.  

 

If they reviewed my accounts when they were 1000/1100, that would mean it happened back in July because I called in and got the CLIs during the first week of August.  I got the congratulations letter in September and said the cards would be coming in 60 days.  Another thing...I asked when the cards had been mailed out because I noticed my online acct stated that the cards were mailed out already.  He checked and said it hasn't actually been sent out yet.  It's being processed (as of yesterday 10/29) and that the cards are going to start getting sent out 11/01. I've noticed several people have gotten notices around the same time. I wonder if it's a batch process or something...

 

Yeah...if they cut my $5000 card to $1000 I'd be one. ticked off. sonofagun. Smiley Mad  

Smiley Happy

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