10-29-2012 11:35 PM
I can feel my Wally Discover card coming soon! I got an alert from EX and it has been reported on it. I went to Credit Karma to see if I can find out my limit (since they seem to use EX reports), and looks like my limit is $2,000. Not going to lie, I'm slightly disappointed, considering my store card limit is 3000.
10-29-2012 11:55 PM
Congrats! lol don't worry about the lower limit. I heard they usually make your discover limit lower than the store card. Either ways a $2000 limit should be enough for Walmart right? lol So did they PC the store card to dsicover or do you still have the store card?
10-30-2012 03:44 AM
+1 CK uses TU. Creditsesame uses EX but they only update once a month.
10-30-2012 07:10 AM
Wait, so they are upgrading you to a Discover, but cutting your CL by 1k?
I'd have to decline that as that will potentially hurt your util% and obviously lower your overall CL
10-30-2012 02:41 PM
A similar thing is happening with me. I saw yesterday on my CR that the limits for both of my Discover cards are going to be 1000 and 1100. I called to ask them why it's being cut down from $5000 and 1500 to 1000 and 1100, and if that was the case, I didn't want them. The CSR told me that it was because when they reviewed my accounts for the upgrade those were the limits that I had at the time and it isn't reflecting the increases that I've gotten since that time. He told me that he was making a notation about it and when I get the cards to call first before activating it to make sure the CL will stay intact.
If they reviewed my accounts when they were 1000/1100, that would mean it happened back in July because I called in and got the CLIs during the first week of August. I got the congratulations letter in September and said the cards would be coming in 60 days. Another thing...I asked when the cards had been mailed out because I noticed my online acct stated that the cards were mailed out already. He checked and said it hasn't actually been sent out yet. It's being processed (as of yesterday 10/29) and that the cards are going to start getting sent out 11/01. I've noticed several people have gotten notices around the same time. I wonder if it's a batch process or something...
Yeah...if they cut my $5000 card to $1000 I'd be one. ticked off. sonofagun.
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