Wally Discover Coming soon

[Anonymous]

Hey all,

I can feel my Wally Discover card coming soon! I got an alert from EX and it has been reported on it. I went to Credit Karma to see if I can find out my limit (since they seem to use EX reports), and looks like my limit is $2,000. Not going to lie, I'm slightly disappointed, considering my store card limit is 3000.

[Tran92]

Congrats! lol don't worry about the lower limit. I heard they usually make your discover limit lower than the store card. Either ways a $2000 limit should be enough for Walmart right? lol So did they PC the store card to dsicover or do you still have the store card?

[j_casteel]

congrats.....but doesn't credit karma use TU?

[Tran92]

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@j_casteel wrote:

congrats.....but doesn't credit karma use TU?

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yeah they use TU

[Shogun]

+1   CK uses TU.  Creditsesame uses EX but they only update once a month.

[Cadillac-XTS]

Congrats

[Epcot]

Congrats on the discover!

[Repo-ed]

Wait, so they are upgrading you to a Discover, but cutting your CL by 1k?

I'd have to decline that as that will potentially hurt your util% and obviously lower your overall CL

[CS800]

Eagerly waiting for an upgrade also

[OneStepFurther]

A similar thing is happening with me.  I saw yesterday on my CR that the limits for both of my Discover cards are going to be 1000 and 1100.  I called to ask them why it's being cut down from $5000 and 1500  to 1000 and 1100, and if that was the case, I didn't want them.  The CSR told me that it was because when they reviewed my accounts for the upgrade those were the limits that I had at the time and it isn't reflecting the increases that I've gotten since that time.  He told me that he was making a notation about it and when I get the cards to call first before activating it to make sure the CL will stay intact.  

If they reviewed my accounts when they were 1000/1100, that would mean it happened back in July because I called in and got the CLIs during the first week of August.  I got the congratulations letter in September and said the cards would be coming in 60 days.  Another thing...I asked when the cards had been mailed out because I noticed my online acct stated that the cards were mailed out already.  He checked and said it hasn't actually been sent out yet.  It's being processed (as of yesterday 10/29) and that the cards are going to start getting sent out 11/01. I've noticed several people have gotten notices around the same time. I wonder if it's a batch process or something...

Yeah...if they cut my $5000 card to $1000 I'd be one. ticked off. sonofagun.