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Walmart Christmas Increase!

Contributor

Re: Walmart Christmas Increase!

I did my lowes end of October as my first test before Walmart. I was scared so I aske to go from 1200 to 6700 and it was approved. Then I had balls for my call to Walmart lol. So in about 30 ill call lowes. I'm asking for 12,000. I learned don't be afraid to go high because if your qualified at all they will counter offer or flat out deny.

Chester don't even bother online or automated. You only get small increases that way. Go straight to the underwriters. They have numbers that actual people answer first thing instead of computers.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 21 of 28
Senior Contributor

Re: Walmart Christmas Increase!

Congrat! That's a huge CL for a store card. I wonder why they wouldn't have just given you the Discover?

 

Interesting to note that the online CLI is working again for Walmart.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 22 of 28
Contributor

Re: Walmart Christmas Increase!

Wooooohoooooo I just got off the phone with lowes. Congratulations your new credit limit is 12,000 lol. Ok I'm all set and ready to app for the Amex bcp next month.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 23 of 28
Established Contributor

Re: Walmart Christmas Increase!


ricefed wrote:
Wooooohoooooo I just got off the phone with lowes. Congratulations your new credit limit is 12,000 lol. Ok I'm all set and ready to app for the Amex bcp next month.

See!  That's what I get for being a chicken! LMAO!!  I'm sure I could have gotten to $10,000!!  Maybe next month!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 24 of 28
Valued Contributor

Re: Walmart Christmas Increase!

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 25 of 28
Regular Contributor

Re: Walmart Christmas Increase!

never mind...lol

 

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 26 of 28
Regular Contributor

Re: Walmart Christmas Increase!

Wow! nice increases. I was happy just to finally get a CLI on my Walmart card from 400 to 800 too. Now, I just want to ask for more LOL. Maybe some other time though I don't even shop at walmart much. But I am interested to see if I can get my amazon up to 2000. I could use a new laptop.. Smiley Wink

TU 746 (10/13)
GOAL: 750+






Message 27 of 28
Contributor

Re: Walmart Christmas Increase!

Tran92 call (866) 519-6441 and ask for a 3000 limit. An underwriter will answer the phone. Have your amazon account # ready. If they don't feel you need 3000 they will counter offer for less. You can even ask for 5000 if you want. They will ask about income and review your credit. It's only a soft pull.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 28 of 28