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New Contributor
Posts: 50
Registered: ‎05-28-2017

Walmart Credit Card approval

[ Edited ]

I was approved for a Walmart credit card with a $800 credit limit.  That is a good credit limit for me Smiley Tongue Now i can cancel my Capital one quicksilver one card at the end of the year and avoid paying the annual fee.  I now have 4 cards without fees.  AMEX 1000 AMEX blue 500 Paypal 500 and Walmart 800.

10/8 EX 685 TU 736 EQ 725
Frequent Contributor
Posts: 272
Registered: ‎02-13-2016
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Re: Walmart Credit Card approval

Congrats on the approval!

Valued Contributor
Posts: 1,251
Registered: ‎12-12-2015
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Re: Walmart Credit Card approval

Congratulations on the Walmart Card approval!!!

Senior Contributor
Posts: 9,294
Registered: ‎04-23-2016
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Re: Walmart Credit Card approval

Congrats on scoring WallySmiley Happy

Before you close your QS1, verify your options. You might be able to get af waived or upgrade. Im not too schooled on Cap One but any questions you have you might post in credit cards forum and you might get some good advice on what to do with that card before you close, just to explore optionsSmiley Happy
New Contributor
Posts: 71
Registered: ‎01-06-2017

Re: Walmart Credit Card approval


AverageJoesCredit wrote:
Congrats on scoring WallySmiley Happy

Before you close your QS1, verify your options. You might be able to get af waived or upgrade. Im not too schooled on Cap One but any questions you have you might post in credit cards forum and you might get some good advice on what to do with that card before you close, just to explore optionsSmiley Happy

 

 

Agreed.  Looking at the SL for your other 4 cards, you may explore if closing it is your best option.  If it's one of your longer histories, it may be more worthwhile keeping to help your AAoA.  I'm assuming Paypal and Walmart are both store cards so if you close out the QS, you are only left with an AMEX to use (No Mastercard or Visa).   It's benefits to keeping a MC or Visa in your profile.   You may want to just pay it off if you haven't and keep it around.  

 

 

Congrats on the Walmart store card though.  It grows like crazy if you take care of it.  In 3 months, my credit line has grown to 5x what my SL was.  

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
Goal: 720 EQ-TU-EX

Gardening till April 2018!


Frequent Contributor
Posts: 567
Registered: ‎12-17-2014
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Re: Walmart Credit Card approval

Congrats!!!  Keep your options open on the Cap1 QS Card tho!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Established Contributor
Posts: 531
Registered: ‎02-29-2008
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Re: Walmart Credit Card approval

You are defintely on your way! I have to retain my CapOne with fees as I have had it for so long and dont want my history to tank! Congrats again...Smiley Wink

Starting Score: 555/567/570- Oct-2015: Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goal:700; Current VISA-MC-Amex Credit Cards|NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured $550|Cap J-$700|CapOne Silver $1600lMerrick-$1,900lAnex-Cash (AU)-$2500l Amex Delta Sky Miles- $1k
Commeity Store Credit Cards:$45k, $1100|Amazon-$1,000|Nordstrom-$3000|Neiman Marcus-$700|
Garden Until 2/12018 removing last 1-baddy/decrease UTIL
Frequent Contributor
Posts: 567
Registered: ‎12-17-2014
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Re: Walmart Credit Card approval

NICK is right,,,DON'T TANK YOUR CREDIT AVERAGE AGE OF CREDIT

OVER A  SMALL ANNUAL FEE!!!!  Grow it Baby, GROW!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Frequent Contributor
Posts: 328
Registered: ‎07-19-2017
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Re: Walmart Credit Card approval

Congrats! With Cap1 Quicksilver one, see if they let you product change to the regular Quicksilver or waived the fee. There's a thread in here somewhere about upgrading cap1 cards with the link so check that first.



FICO 08 (Oct 2017): EX 657 / EQ 653 / TU 679 - Gardening until 04/30/18!
Frequent Contributor
Posts: 567
Registered: ‎12-17-2014

Re: Walmart Credit Card approval

PS: I started my CREDIT re-Build late 2013 with a Secured Capital One MC

card $300, and Secured USAA MC with $500, and an Unsecured Emblem

MC from Jefferson/Mid-America Bank for $325!!!  It was, let's just say BRUTAL!!!  Smiley Frustrated

 

I made my Bed and I was not sleeping very well in it.  It totally Sucked, believe me!!!

 

Now, coming up 4 years later and not even making $75K/Year at my Job, just Look below and

see what is Possible for YOU!!!  For Everybody here!!!  My total Credit line now is $106K with

a No Spending Limit AMEX Gold Card now to BOOT!!!  Smiley Happy  It can be done, BELIEVE ME!!! Smiley Happy

 

A very Wealthy Stock Market guy once was asked why he was so sucessful and not many others were,

He said....Plan your Trades, Trade your Plan!!!!  BE YOUR FUTURE!!!  You can do it!!!  I did.  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685

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