Thank you all for helping me celebrate my approval. The paypal and walmart cards are not store cards, they are both mastercard. But, your advice to try to upgrade the QS1 or get a fee waiver is still helpful. It is my oldest card and i have a short credit history
Congrats and ditch that Cap1!
3yrs after getting the QS1, I still have the AF and they refused to waive it except for the 1st year.
They have also kept me at an $850 limit.
Everyone has their creditors they like and dislike and out of the many I have, Cap1 have treated me the worst.
Cap1 has treated me poorly too. I was denied an unsecured platinum card from them with a 680fico even though they say it is for people with average credit. When the letter came it listed a few reasons which didn't apply to my credit report like too many late payments and a serious delinquincy. But, I have no lates or delinquincy on any of my reports