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Walmart Credit Limit Increase!!!!

Regular Contributor

Re: Walmart Credit Limit Increase!!!!


cd2004 wrote:

nice increase...I went from $400-850 today on Walmart and my JCP got a $200 increase as well...loving GE!


My Walmart went from $500 to $1000 and JCP from $800 to $1000 also a $200 increase! Very funny!!!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 Smiley Surprised)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Message 11 of 28
Established Contributor

Re: Walmart Credit Limit Increase!!!!

I went from $2000 to $5000 on my newly opened account, but I called in the request. I wonder if I will still get an automatic CLI when the account hits 4 months old Smiley Wink Probably not. I think GE has a maximum amount in mind at approval and disburses it over a specific timeframe..unless you ask. I could be wrong, but it feels like that.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 12 of 28
Established Contributor

Re: Walmart Credit Limit Increase!!!!

Congrats

Message 13 of 28
Regular Contributor

Re: Walmart Credit Limit Increase!!!!

2k to 5k? Very successful sp cli! Interesting way to look at how they could possibly "disperse" the credit limit increases. I'd be curious to see how their increase and internal automated systems really work.
Message 14 of 28
New Contributor

Re: Walmart Credit Limit Increase!!!!

when I first got my WalMart, I didn't use it too much, so they started me with a small increase.

 

My progression:
600 > 800 > 2000 > 3000

It's been at $3000 for about two months.

EX -682
EQ -658
TU -663
Message 15 of 28
Highlighted
Valued Contributor

Re: Walmart Credit Limit Increase!!!!

walmart hasnt even generated a statement yet for me. (payment due on the 25th) for 3rd statement?

800 to 3k. apped and approved 7/28/12

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 16 of 28
Frequent Contributor

Re: Walmart Credit Limit Increase!!!!

I opened my Walmart Discover 11/11 

 

Started with $1200 (thought that was a little small, given my other trade lines)

called in at 6 mo and requested invrease to 5K, only got $1800

called in at 9 mo and requested 5K again and got $5800 - go figure.

 

The CLI must have just hit my score.  It bumped up from 806 to 811 today. I'm pretty happy. Smiley Happy

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Message 17 of 28
New Contributor

Re: Walmart Credit Limit Increase!!!!

Is Walmart still doing automatic increases?  My third statement was cut yesterday and from what I have read they do automatic increases after that date.  Is that still true?

AMEX Platinum: NPSL / DCU $3000 / Barclaycard Apple Visa $2700 / Firestone $1200 / Credit One Bank $1100 / Walmart $700 / Capital One $500 / Chase United Explorer $5000 / Discover IT $1500
Message 18 of 28
Super Contributor

Re: Walmart Credit Limit Increase!!!!


essexjet wrote:

Is Walmart still doing automatic increases?  My third statement was cut yesterday and from what I have read they do automatic increases after that date.  Is that still true?


Make a call in most cases you have to hit the luv button or call ...I like calling best 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 19 of 28
New Contributor

Re: Walmart Credit Limit Increase!!!!


myjourney wrote:

essexjet wrote:

Is Walmart still doing automatic increases?  My third statement was cut yesterday and from what I have read they do automatic increases after that date.  Is that still true?


Make a call in most cases you have to hit the luv button or call ...I like calling best 


Thanks, is it a HP?

 

AMEX Platinum: NPSL / DCU $3000 / Barclaycard Apple Visa $2700 / Firestone $1200 / Credit One Bank $1100 / Walmart $700 / Capital One $500 / Chase United Explorer $5000 / Discover IT $1500
Message 20 of 28