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Frequent Contributor
dabrian
Posts: 354
Registered: ‎12-10-2012
0

Re: Walmart Increase - CLI...WOOHOO

Congrats!!

GECRB is super awesome for credit increases if you take care of them.   Just this month I hit the LUV button on my WAL-MART and went from 800-1200 and then I also called Customer Service line on my Lowes and went got and increase to $2k from my starting CL of $600. 

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
New Member
xxkirby213xx
Posts: 2
Registered: ‎01-26-2013
0

Re: Walmart Increase - CLI...WOOHOO

Hi everybody am new here i got a question....i open a walmart card with an 150cl on 1/13 pay my bill before its due never owe more $60 bucks now my question is should i ask for a cli or should i wait the 4 month by the way i love this forum 

2008-Discharge Chapter 7
2/4/2013-myFICO- TU=694 EQ=672 EX=???
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Walmart Increase - CLI...WOOHOO


xxkirby213xx wrote:

Hi everybody am new here i got a question....i open a walmart card with an 150cl on 1/13 pay my bill before its due never owe more $60 bucks now my question is should i ask for a cli or should i wait the 4 month by the way i love this forum 


Welcome to the forums!!!!

 

Definitelt wait the 4 months then ask for a CLI.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Revelate
Posts: 9,731
Registered: ‎12-30-2011
0

Re: Walmart Increase - CLI...WOOHOO


navigatethis12 wrote:

DiscoBiscuit wrote:

 

 I know from reading these forums that you're not supposed to ask for such big increases. You're supposed to be reasonable, maybe looking to double or triple your CLI.

 

 


I am not sure where you got that information from, but ignore it. All lenders I know will counter if they cannot grant the requested amount. Always ask for more than you think you will get, otherwise you will get it and feel like you should have asked for me. General Electric seems really easy to get a higher limit with. Go big or go home I always say.


Not sure on this one, I suspect some get kicked out for being frivolous vis a vis the BOFA one I tried for giggles during my spree (that was summarily denied).

 

I'm pretty certain the shoot for the moon tactics are fairly GE specific.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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New Member
xxkirby213xx
Posts: 2
Registered: ‎01-26-2013
0

Re: Walmart Increase - CLI...WOOHOO

ok thank LS2982

2008-Discharge Chapter 7
2/4/2013-myFICO- TU=694 EQ=672 EX=???
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Walmart Increase - CLI...WOOHOO


Revelate wrote:

navigatethis12 wrote:

DiscoBiscuit wrote:

 

 I know from reading these forums that you're not supposed to ask for such big increases. You're supposed to be reasonable, maybe looking to double or triple your CLI.

 

 


I am not sure where you got that information from, but ignore it. All lenders I know will counter if they cannot grant the requested amount. Always ask for more than you think you will get, otherwise you will get it and feel like you should have asked for me. General Electric seems really easy to get a higher limit with. Go big or go home I always say.


Not sure on this one, I suspect some get kicked out for being frivolous vis a vis the BOFA one I tried for giggles during my spree (that was summarily denied).

 

I'm pretty certain the shoot for the moon tactics are fairly GE specific.


I agree with this. I'd be scared shooting for the moon with prime lenders myself!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart Increase - CLI...WOOHOO

Nicely done, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: Walmart Increase - CLI...WOOHOO


LS2982 wrote:

Revelate wrote:


Not sure on this one, I suspect some get kicked out for being frivolous vis a vis the BOFA one I tried for giggles during my spree (that was summarily denied).

 

I'm pretty certain the shoot for the moon tactics are fairly GE specific.


I agree with this. I'd be scared shooting for the moon with prime lenders myself!

 


Well I do it all of the time. I asked to go from 2000 to 10100 with FIA and they countered with 7500; also went from 1000 to 5000 with them. I asked for 10000 from 3000 with Chase, but they only countered with 4000 :smileysad:. I didn't mean ask to go from 1000 to 20000. It would be really lame for them to criticise you for asking for too much. I would just hate to ask for a small increase and then feel like I should have asked for more.

Established Member
anonyman
Posts: 15
Registered: ‎01-31-2013
0

Re: Walmart Increase - CLI...WOOHOO

Contgratulations

 

GECRB is just AWESOME

Regular Contributor
jennylocha
Posts: 199
Registered: ‎11-24-2012
0

Re: Walmart Increase - CLI...WOOHOO

I just got off the phone with them myself and asked them too increase my $600 credit limit to $3000 and they came back with $1200. Uhhhhh......I'll take it! They just gave me an increase from $400 to $600 like less than two months ago and I've been very diligent with using it and paying a couple times a month, never exceeding the use of the card by 20% or so. Love, love love GE!
Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!


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