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New Contributor
Posts: 55
Registered: ‎10-10-2012
0

Walmart Pre-Approved for $500

When I logged into my Walmart account and click on the CC app it said I was Pre-Approved for $500.  Althouhg its nice to see a pre-approval and I want to app but that limit is low.  Has anyone ever had any success getting that limit up with Recon after being approved for the pre-approved limit?  Sorry if its a repost but I couldnt find an answer with a search.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Walmart Pre-Approved for $500

thats a good starting limit and it will grow pretty much like clock work

ccpics2.jpg
New Contributor
Posts: 55
Registered: ‎10-10-2012
0

Re: Walmart Pre-Approved for $500

Yeah, I know it could be much worse but I wanted to take advantage of the 0% financing on electronics but $500 is not enough for what I want.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Senior Contributor
Posts: 4,672
Registered: ‎12-11-2011
0

Re: Walmart Pre-Approved for $500


KausticRage wrote:

Yeah, I know it could be much worse but I wanted to take advantage of the 0% financing on electronics but $500 is not enough for what I want.


Call up when approved and ask for a higher limit and specifically mention the 0% for 18 months offer. There were a lot of CLIs going around here when that coupon first showed up. 

;
Frequent Contributor
Posts: 367
Registered: ‎06-02-2008
0

Re: Walmart Pre-Approved for $500

It grows every four months.  Starting at 500, you'll be at 2-3k by end of next year.  plus you get a free TU08 score every month.  worth it's weight on gold.


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
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Homeowner since 05/29/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Walmart Pre-Approved for $500

Congrats

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Walmart Pre-Approved for $500


KausticRage wrote:

When I logged into my Walmart account and click on the CC app it said I was Pre-Approved for $500.  Althouhg its nice to see a pre-approval and I want to app but that limit is low.  Has anyone ever had any success getting that limit up with Recon after being approved for the pre-approved limit?  Sorry if its a repost but I couldnt find an answer with a search.


I wouldn't worry about the CL.

 

GE grows very quickly with good usage every 4 months ask for a CLI.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart Pre-Approved for $500

Wow, I just tried this and also got the pre-approval link. It also mentions at the bottom:

"By applying for this account, I am asking GE Capital Retail Bank ("GECRB") to issue me a Walmart® Discover® Card (the "Card")"

Seems they pull TU. Must.. resist..

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 299
Registered: ‎05-28-2012
0

Re: Walmart Pre-Approved for $500

Go for it. My husband & I both got one - my measly $300 limit (reconned from $150!), and he got $800. Our TU scores are only 5 pts apart. I'm hoping it really does grow like everyone says it will :smileyhappy: The savings in gas this month alone is worth it.


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Walmart Pre-Approved for $500

I absolutely love my walmart card. You should apply GE will definitely show u luv!

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