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Walmart Store Card vs Walmart Mastercard Approval

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Legal_Girl
Frequent Contributor

Walmart Store Card vs Walmart Mastercard Approval

I applied last week for the Walmart Store CC.  I got an email this morning saying my Walmart Mastercard is on the way?? I don't guess it matters since the MC can be used anywhere, but why am I getting the Mastercard and not the store card??

 

Also, where do I find the Credit Solutions Chat?? Once I get the card in the next few days, I will probably recon?? 

 

Sorry, one more.......If you request a CLI either on-line or via chat or via phone, is it a hard pull??

 

Thanks in advance.  Love these forums. 

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 1 of 14
13 REPLIES 13
Creditaddict
Legendary Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Yes once you receive your card in the mail and set up online access you should see the chat during business hours right above where transactions would be listed.

Ask for $25k and they will counter.

it's a sp always with walmart.

Message 2 of 14
coldnmn
Mega Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Congrats! You can call GECRB credit solutions from the backdoor numbers. You are first considered for the Mastercard if not qualified the the store card. It's normally a SP. Thanks for sharing.

 

http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/m-p/408066

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 14
uswala
Senior Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Congrats on your approval!

Message 4 of 14
Legal_Girl
Frequent Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Thank you Creditaddict for the info.  I will certainly request the CLI via chat once I get the card, especially since it is a soft pull... thanks again.

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 5 of 14
Legal_Girl
Frequent Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Thank you 'coldnmn'.  It is good to know it is always a soft pull for Walmart.  As always, I appreciate your input.

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 6 of 14
alvon123
Super Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

congrats on the mastercard approval!!!


Message 7 of 14
b_diddy
Established Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Congrats on the approval and good luck with the recon!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 8 of 14
Anonymous
Not applicable

Re: Walmart Store Card vs Walmart Mastercard Approval


@Legal_Girl wrote:

I applied last week for the Walmart Store CC.  I got an email this morning saying my Walmart Mastercard is on the way?? I don't guess it matters since the MC can be used anywhere, but why am I getting the Mastercard and not the store card??

 

Also, where do I find the Credit Solutions Chat?? Once I get the card in the next few days, I will probably recon?? 

 

Sorry, one more.......If you request a CLI either on-line or via chat or via phone, is it a hard pull??

 

Thanks in advance.  Love these forums. 


Congratulations!...Thanks For Sharing.Cat Very Happy

Message 9 of 14
vikingred
Frequent Contributor

Re: Walmart Store Card vs Walmart Mastercard Approval

Just got my Walmart MC, registered online.  Initial CL of 1600.  Income over 100k, did the chat with representative online and got this answer:

 

Thank you for waiting. Im sorry your request for an increase has been denied. You will receive a letter in 7-10 business days or if you have enrolled in electronic delivery, you will receive the letter via email explaining the reason for the decision. If you find we based the decision on incorrect information, please contact your credit bureau indicated on the letter and call us when the information has been corrected.

 

No baddies, prolly 7 inqs, good hx otherwise.  Oh well.

Message 10 of 14
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