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Walmart Upgraded to Discover!!!!!!!!

Established Contributor

Walmart Upgraded to Discover!!!!!!!!

Logged into my Walmart account and got the invitation to upgrade to Discover....I've had the Walmart store card since 2008 currently at a $1700 CL. I may try for an increase once the conversion is complete and card is activated

 

I also have the IT card not sure if it made a difference in getting the offer

 

Smiley Happy

Total Overall Credit Limit- $325k
Message 1 of 13
12 REPLIES
Established Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

Wow, very nice!!  Congrats to you!  I got my Wally card around 10/11 -- certainly not as long as you, so I guess I wouldn't expect an upgrade, but had always hoped for one. 

 

I just reapplied and took a HP on TransUnion Smiley Mad  Guess, I didn't have the patience that you've exhibited, but I always wanted a Discover and the "real" Discover wouldn't give.



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 2 of 13
Valued Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

Congrats.  Having the IT card had nothing to do with it.  Your walmart discover is still issued by GEMB which has nothing to do with cards issued by Discover, they just run through the Discover network.  Just like a Bank of America AMEX has absolutely nothing in common with cards issued by AMEX, they just use the network.

Message 3 of 13
Senior Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

I cant wait until I see that famous pop up that i hear about when offered for upgrade. CONGRATS!!!

Banking with CBofTV, and HSBC.
First Premier CC $500, Discover IT Secured $200, Neiman Marcus $1,500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 12/01/2017
Message 4 of 13
Valued Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

Congrats! Now you can use it outside of Walmart/Sam's Club.

Message 5 of 13
Valued Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

Nice, Congrats on the elusive upgrade!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 6 of 13
Established Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

does anyone know if you keep the age on the account or is it treated like a new account?

Total Overall Credit Limit- $325k
Message 7 of 13
Established Contributor

Re: Walmart Upgraded to Discover!!!!!!!!

I had the Discover it when I applied for Walmart and was only given the regular store card.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 8 of 13
Valued Contributor

Re: Walmart Upgraded to Discover!!!!!!!!


Mellon wrote:

does anyone know if you keep the age on the account or is it treated like a new account?


too my knowlege they close out the old account and open a new one. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 9 of 13
Established Contributor

Re: Walmart Upgraded to Discover!!!!!!!!


creditnocash wrote:

Mellon wrote:

does anyone know if you keep the age on the account or is it treated like a new account?


too my knowlege they close out the old account and open a new one. 


yeah thats what happened. The closed the old account with 5 years of open history and opened the Discover version effective 2/2013. My Discover card does have member since 2008.

 

Total Overall Credit Limit- $325k
Message 10 of 13