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Walmart card, denied. Recon, APPROVED!!

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Anonymous
Not applicable

Walmart card, denied. Recon, APPROVED!!

I am about a year into my rebuilding journey and so far the only credit cards that I have are they Discover secured, Capital One Secured, Victoria's Secret, and Fingerhut. The cashier at Walmart talked me into apping for their card today and I was very hesitant because my scores are only 557, 609, and 584. It was a denial at register but I figured what the heck. Why not try my first recon? I called the backdoor number for Synchrony and the lady but me on hold for a few minutes. She came back on the line and said "Congratulations. You have been approved with a 500 limit." I was shocked!! Back to the garden I go!!
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Walmart card, denied. Recon, APPROVED!!

°°Typing from not so smart smart phone
Message 2 of 14
iowe
Regular Contributor

Re: Walmart card, denied. Recon, APPROVED!!

Congrats! That's better than what I got as a SL two years ago and my scores were 30-40 points higher than yours are now. I started at $400.








2024 Goal: To finally be debt free
Message 3 of 14
Anonymous
Not applicable

Re: Walmart card, denied. Recon, APPROVED!!

OP Congratulations!! You are off to a great start!

Message 4 of 14
Aduke1122
Senior Contributor

Re: Walmart card, denied. Recon, APPROVED!!

Congrats Op I rarely hear of a recon for any Synch store cards
Message 5 of 14
dallascowboyfan
Contributor

Re: Walmart card, denied. Recon, APPROVED!!

Woo Hoo congratulations OP.......

Message 6 of 14
Anonymous
Not applicable

Re: Walmart card, denied. Recon, APPROVED!!

Congrats on your approval...keep up the good work!!

Message 7 of 14
elim
Senior Contributor

Re: Walmart card, denied. Recon, APPROVED!!


@iowe wrote:
Congrats! That's better than what I got as a SL two years ago and my scores were 30-40 points higher than yours are now. I started at $400.

  Three years ago I was given $150.  :]   660 TU

 

  Congrats OP!

Message 8 of 14
MrsCHX
Valued Contributor

Re: Walmart card, denied. Recon, APPROVED!!

Nice work OP! It's fun when synch likes you!!

13 months ago I got WM with $150 limit. It's at $6k now. So hang in there!!!
NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 9 of 14
HigherFico
Regular Contributor

Re: Walmart card, denied. Recon, APPROVED!!

What is the back door number I want to give it a try

Starting Score: 520
Current Score: 627
Goal Score: 700


Take the FICO Fitness Challenge

Message 10 of 14
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