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The MC line will be the same CL as what you have your Walmart Store Card as. It's not going to be a different amount.
Was it an offer to upgrade or did they simply just upgrade it?
I ask because I was offered an upgrade when it was the Discover version of it and declined. I declined because it would have reported as a new account and the regular account would have been closed, thus affecting my AAoA. I did not want that to happen at that time. There was a bit of talk about Sychrony doing it that way in the past, don't know why they did it that way, but that is just how they did it. Has the policy changed and would the account now keep the original opening date?
@TiggerDat wrote:Was it an offer to upgrade or did they simply just upgrade it?
[...]
Has the policy changed and would the account now keep the original opening date?
I got the same mailer in the mail yesterday and this is precisely what I've been wondering about since the wording IMHO doesn't seem to go either way (I've been chosen for the upgrade or somesuch).
I've had mine since 2012 and the major change is that I had a fairly thin file at the time (my oldest card at the time was less than a year old) whereas I have a much thicker file now (miltiple cards, car loan, oldest card open for 4 years...). I also recently closed my Synch/Amazon card, but I doubt that has anything to do with it. My FICO's also been fairly steady for a while now humming around in the 710-720 area depending on how much usage gets reported.
@supercreditgirl13 wrote:
Just received a letter in the mail that my walmart store card is being upgraded to the mastercard! I have had the store card since November '14. I use it regularly and pay in full each month. Started with a $700 limit. Now up to 3k. Not worried about the limit too much because i can't think of anything I could buy in wally world for half that! It was a nice surprise too simply because I never thought I'd be switched.
Cool!! so this is for the walmart card that doesnt have the visa logo on it?
So I received a letter today, it stated that my Walmart Store Card was being upgraded to the Walmart Mastercard! I was so excited, but come to find out I have to wait until October 16-18th before it's mailed out! But it will be my highest limit credit card at $5000, but the kind representative told me that I should expect an increase in my credit limit once I receive the store card. Has this been the case for anybody else? I was thinking they'd cut the limit??
There were a few others yesterday I believe talking about getting the same letter for the upgrade. I haven't yet, but hopefully one day I will.
@Anonymous wrote:So I received a letter today, it stated that my Walmart Store Card was being upgraded to the Walmart Mastercard! I was so excited, but come to find out I have to wait until October 16-18th before it's mailed out! But it will be my highest limit credit card at $5000, but the kind representative told me that I should expect an increase in my credit limit once I receive the store card. Has this been the case for anybody else? I was thinking they'd cut the limit??
Congrats! Hopefully, I get a letter in today's mail, too.
People often receive a CLI as a result of an upgrade with Sync. However, there have a few limited reports of CLD(!). I'm going to say that the odds are good of a CLI, but it's definitely YMMV.
@TiggerDat wrote:Was it an offer to upgrade or did they simply just upgrade it?
I ask because I was offered an upgrade when it was the Discover version of it and declined. I declined because it would have reported as a new account and the regular account would have been closed, thus affecting my AAoA. I did not want that to happen at that time. There was a bit of talk about Sychrony doing it that way in the past, don't know why they did it that way, but that is just how they did it. Has the policy changed and would the account now keep the original opening date?
No the policy is still it will be a new TL
I too declined the offer last year for the Discover version and got another one yesterday for the Mc version which I declined again
At the bottom of the letter it states that it will be an new account